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£1,225,000
Bedrooms
Bathrooms
'EPC RATING: B'
A beautifully presented and substantially extended five-bedroom environmentally enhanced family home, boasting approximately 2100 sq ft of versatile living space across four floors. Enjoy the convenience of off-street parking with smart EV charging capabilities (from solar panels). The ground floor provides an inviting front sitting room with a cozy log burner, a flexible second reception/music room, and a stunning, expansive kitchen/dining room perfect for entertaining and flowing seamlessly into a private, south-facing landscaped garden. Upstairs, the first floor offers two comfortable double bedrooms, including one with a modern en-suite wet room, and a well-appointed family bathroom. The second floor features two generously sized bedrooms and a shower room, while a fifth bedroom on the top floor offers additional flexibility.
Penwortham Road is a peaceful tree-lined residential street which cuts through Moyser Road with its pavement cafes, bar and shops; Streatham Common station is just 0.5m away, and the Ofsted Outstanding Penwortham and Graveney schools are also close by.
The homes EPC is enhanced due to the provision of:
8 Solar panels and 5kWh battery
Underfloor insulation
Low energy lighting throughout the property
Thermostatic controls to all radiators and Vaillant Smart central heating controls
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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