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£399,950
Bairstow eves are delighted to offer to the market a brand new development of only eight, two bedroom houses located in heart of Selsdon. Tucked away behind the high street with each home offering a parking space, small courtyard garden and high specification fittings and finishing throughout.
Each home comprises entrance lobby with storage cupboard leading to spacious living room with access to a small courtyard outside area, there is a downstairs WC and shower room and a separate kitchen area comprising fully fitted modern with soft close door to the cabinets and drawers, integrated appliances including dishwasher, fridge/freezer and washer dryer. The is a build in single multi-function single over with induction hob and extractor hood. Under pelmet lighting, down lighters and Cortez work surfaces
A feature spiral staircase, in the living room, leads you upstairs where there are two double bedrooms and an elegant, principle bathroom suite. The principle bedroom has a small balcony accessed directly from the room and the second bedroom, a Juliette balcony.
The development is currently under construction and due for completion Autumn 2023 so a great opportunity to reserve your new home off plan today. Call, click or come into our local Selsdon office for further details of how to reserve and secure one these superb houses.
Below are some further details on the specifications.
Kitchens True handless soft close kitchen Cortez worktop Under pelmet lighting. Induction hob Built-in single multi-function oven Integrated dishwasher Integrated fridge freezer (70/30) Integrated washer/dryer Extractor 1 x large bowl under-mount stainless steel sink Chrome swan neck mixer tap Downlighters to the kitchen area Bathrooms.
Wet room shower tray Recessed niche with PIR sensor lighting Dual outlet thermostatic shower valve Wall-hung WC pan with soft close seat and concealed cistern Wall-hung sink unit with mixer tap Electric towel radiator Large mirror Shaver socket Wet room shower panel Flooring & General Finishes Composite laminate flooring in the Kitchen and living area 72- Hour Water-Resistance Carpet to bedrooms Veneer internal doors Walls and Ceilings in White Emulsion Skirtings and architraves finished in satin white Downlights Chrome-finished ironmongery. throughout Metal spiral staircase Anthracite grey windows and doors Electrical Gated mews Sprinkler fire system Security cameras by vehicle/pedestrian gates Burglar alarm system Video call entry phones Intercom link from the main vehicle and pedestrian gates Mains feed smoke alarm with battery back-up Mains feed heat detectors with battery back-up Solar panels External lighting to the front door and balcony Multi-point locking of the front door BT fibre optic ready. Call now to register your interest now ON
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £1,729.65
Total Interest: £222,724.44
Overall Total: £622,674.44
Amortization For Monthly Payment: £1,729.65 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £12,680.65 | £8,075.17 | £391,874.83 |
| 2026 | £12,418.42 | £8,337.40 | £383,537.44 |
| 2027 | £12,147.67 | £8,608.14 | £374,929.30 |
| 2028 | £11,868.14 | £8,887.68 | £366,041.62 |
| 2029 | £11,579.52 | £9,176.29 | £356,865.33 |
| 2030 | £11,281.54 | £9,474.28 | £347,391.05 |
| 2031 | £10,973.87 | £9,781.94 | £337,609.11 |
| 2032 | £10,656.22 | £10,099.60 | £327,509.51 |
| 2033 | £10,328.25 | £10,427.57 | £317,081.94 |
| 2034 | £9,989.63 | £10,766.19 | £306,315.76 |
| 2035 | £9,640.01 | £11,115.80 | £295,199.96 |
| 2036 | £9,279.04 | £11,476.77 | £283,723.19 |
| 2037 | £8,906.35 | £11,849.46 | £271,873.72 |
| 2038 | £8,521.56 | £12,234.26 | £259,639.47 |
| 2039 | £8,124.27 | £12,631.55 | £247,007.92 |
| 2040 | £7,714.08 | £13,041.74 | £233,966.19 |
| 2041 | £7,290.57 | £13,465.25 | £220,500.94 |
| 2042 | £6,853.30 | £13,902.51 | £206,598.43 |
| 2043 | £6,401.84 | £14,353.98 | £192,244.45 |
| 2044 | £5,935.72 | £14,820.10 | £177,424.35 |
| 2045 | £5,454.45 | £15,301.36 | £162,122.99 |
| 2046 | £4,957.57 | £15,798.25 | £146,324.74 |
| 2047 | £4,444.54 | £16,311.27 | £130,013.47 |
| 2048 | £3,914.86 | £16,840.96 | £113,172.51 |
| 2049 | £3,367.97 | £17,387.84 | £95,784.66 |
| 2050 | £2,803.33 | £17,952.49 | £77,832.17 |
| 2051 | £2,220.34 | £18,535.47 | £59,296.70 |
| 2052 | £1,618.43 | £19,137.38 | £40,159.32 |
| 2053 | £996.97 | £19,758.84 | £20,400.48 |
| 2054 | £355.33 | £20,400.48 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Wed Jul 09 2025
All confirmed! We look forward to speaking with you.
Wed Jul 09 2025
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