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£1,125,000 Guide Price
Bedrooms
Bathrooms
On the West of Shenley ridge with STUNNING VIEWS over open-countryside in a unique setting is this beautifully presented, FOUR BEDROOM, DETACHED family home. Built by David Wilson Homes, it features a new open-plan luxury fully fitted kitchen with all Neff appliances, a utility room in matching livery, lounge, bay-featured dining room, separate TV room/office. Guest cloakroom, GARAGE and wide driveway for AMPLE PARKING. Close to countryside & woodland walks, Shenley apple orchards, the walled garden, Cafe in the Orchard tea rooms, local schools and accessible for Radlett mainline station. Easy access to M25, M1 and A1(M) motorways.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £4,865.25
Total Interest: £626,490.80
Overall Total: £1,751,490.80
Amortization For Monthly Payment: £4,865.25 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £35,668.78 | £22,714.25 | £1,102,285.75 |
| 2026 | £34,931.17 | £23,451.86 | £1,078,833.89 |
| 2027 | £34,169.60 | £24,213.42 | £1,054,620.47 |
| 2028 | £33,383.31 | £24,999.72 | £1,029,620.75 |
| 2029 | £32,571.48 | £25,811.55 | £1,003,809.20 |
| 2030 | £31,733.29 | £26,649.74 | £977,159.46 |
| 2031 | £30,867.88 | £27,515.15 | £949,644.31 |
| 2032 | £29,974.36 | £28,408.67 | £921,235.65 |
| 2033 | £29,051.83 | £29,331.19 | £891,904.45 |
| 2034 | £28,099.34 | £30,283.68 | £861,620.77 |
| 2035 | £27,115.93 | £31,267.10 | £830,353.67 |
| 2036 | £26,100.57 | £32,282.45 | £798,071.22 |
| 2037 | £25,052.25 | £33,330.78 | £764,740.44 |
| 2038 | £23,969.88 | £34,413.15 | £730,327.29 |
| 2039 | £22,852.36 | £35,530.66 | £694,796.63 |
| 2040 | £21,698.56 | £36,684.47 | £658,112.16 |
| 2041 | £20,507.28 | £37,875.74 | £620,236.42 |
| 2042 | £19,277.32 | £39,105.70 | £581,130.72 |
| 2043 | £18,007.42 | £40,375.60 | £540,755.11 |
| 2044 | £16,696.29 | £41,686.74 | £499,068.37 |
| 2045 | £15,342.57 | £43,040.46 | £456,027.92 |
| 2046 | £13,944.89 | £44,438.13 | £411,589.78 |
| 2047 | £12,501.83 | £45,881.20 | £365,708.59 |
| 2048 | £11,011.91 | £47,371.12 | £318,337.47 |
| 2049 | £9,473.60 | £48,909.43 | £269,428.04 |
| 2050 | £7,885.34 | £50,497.69 | £218,930.35 |
| 2051 | £6,245.50 | £52,137.53 | £166,792.83 |
| 2052 | £4,552.41 | £53,830.62 | £112,962.21 |
| 2053 | £2,804.34 | £55,578.69 | £57,383.52 |
| 2054 | £999.50 | £57,383.52 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Wed May 21 2025
All confirmed! We look forward to speaking with you.
Wed May 21 2025
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