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£285,000
Bedrooms
Council tax band: TBC
This three bedroom semi detached family residence has seen modification increasing practicality for the modern family. Carefully thought out offering a real flow through the home means a perfect buy for a first time buyer or those seeking extra space. Being only a short walk to Tame Bridge Train Station means an ideal base for commuting. Briefly comprising; Hallway, Lobby/Utility, Downstairs Shower Room, Storage Room (Former Garage), Kitchen/Diner, Conservatory, Lounge, Three Bedrooms, Bathroom, Double Glazing, Central Heating, Driveway, Rear Garden, Freehold.
HALLWAY
With Karndean flooring, double glazed composite door to front elevation, thermostat, 'Velux' style window to front elevation, spotlights, central heating radiator, built in storage, single glazed 'French Doors' to Lounge and alarm panel.
LOBBY/UTILITY
6 8 x 15 7 (2.04m x 4.75m) With Karndean flooring, plumbing for washing machine, wall and base units to match, spotlights, two skylights, central heating radiator, central heating boiler, splashback tiling, hand wash basin and double glazed window to side elevation.
REAR HALLWAY
5 2 x 4 4 (1.59m x 1.34m) With spotlights, Karndean flooring and skylight.
SHOWER ROOM
5 2 x 4 4 (1.59m x 1.34m) With Karndean flooring, WC, walk in shower cubicle, spotlights hand wash basin, chrome heated towel rail, splashback tiling and extractor fan.
STORE ROOM
15 5 x 8 3 (4.72m x 2.54m) With double glazed door to side elevation, double glazed window to rear elevation, storage and base units.
LOUNGE
15 1 x 14 10 (4.6m x 4.53m) With double glazed bow window to front elevation, central heating radiator, electric fire with marble base, hearth and and wood surround, TV point, internal single glazed 'French Doors' leading to hallway and smoke alarm.
KITCHEN
14 6 x 8 2 (4.45m x 2.51m) With storage, spotlights, double glazed window to rear elevation, one and a half sink and drainer, tiled flooring, splashback tiling, plumbing for dishwasher, wall and base units to match, gas hob, extractor and double glazed sliding doors leading to:
CONSERVATORY
9 7 x 8 7 (2.94m x 2.62m) Being fully double glazed, tiled flooring and ceiling light with fan.
STAIRS AND LANDING
With double glazed window to side elevation, loft access, storage and smoke alarm.
BEDROOM ONE
12 3 x 8 4 (3.74m x 2.56m) With laminate flooring, double glazed window to front elevation, central heating radiator and built in wardrobes.
BEDROOM TWO
11 8 x 8 5 (3.57m x 2.57m) With central heating radiator, laminate flooring, double glazed window to rear and TV point.
BEDROOM THREE
6 1 x 8 11 (1.86m x 2.73m) With laminate flooring double glazed window to front elevation and central heating radiator.
BATHROOM
5 11 x 6 0 (1.81m x 1.85m) With double glazed window to rear elevation, low level WC and hand wash basin set within vanity unit, walk in shower shower cubicle with electric shower, chrome heated towel rail, vinyl flooring, part tiled walls and spotlights.
FRONT
With gravelled area, various plants and shrubs and paved driveway for up to three vehicles.
REAR
With paved patio, lawned garden and fence to borders.
GENERAL INFORMATION
POSSESSION
With Vacant Possession upon Completion
SERVICES
We understand that all Mains Services are available at the property
TENURE
We are advised by the Vendor that the property is Freehold but this has not been verified and confirmation will be forth coming from the vendors solicitors during pre-contract enquiries
FIXTURES / FITTINGS
As per sales details
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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