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£325,000
Bedrooms
Bathrooms
Council tax band: TBC
'''EARLY VIEWING ADVISED'''
An opportunity to purchase a very well appointed family residence in a popular road in West Bromwich. Ideally located for commuting, schools and amenities this larger than average, three bedroom semi detached home would make an excellent first time buy. Briefly comprising; Porch, Hallway, Through Lounge, Kitchen, Converted Garage, WC, Conservatory, Three Bedrooms (Master with dressing area and en-suite), Majority Double Glazing, Central Heating, Freehold, No upward chain.
PORCH
With double glazed door and windows to front elevation and tiled floor.
HALLWAY
With single glazed wooden door to front elevation, laminate flooring, central heating radiator, smoke alarm, alarm panel, thermostat and understairs.
THROUGH LOUNGE
25 0 x 10 9 (7.64m x 3.3m) With single glazed stained glass bay window to front elevation, central heating radiator, TV point, gas fire with granite base and surround, single glazed door and windows leading to:
CONSERVATORY
14 6 x 8 4 (4.43m x 2.56m) With tiled floor, fully double glazed, double glazed French doors to side elevation and central heating radiator.
KITCHEN
7 4 x 18 9 (2.24m x 5.74m) With tiled flooring, double glazed window to rear elevation, spotlights, electric inductor hob with extractor, wall and base units to match, integrated dishwasher, washing machine, fridge freezer, double oven and combi microwave and one and a half sink and drainer.
WC
With tiled flooring, double glazed window to rear elevation, WC, central heating radiator, 'Glow Worm' boiler, part tongue and groove panelling and spotlights.
CONVERTED GARAGE/POOL ROOM
18 7 x 15 8 (5.68m x 4.78m) With four double glazed windows to front elevation, tiled flooring, access to storage room currently used as photography 'dark room', spotlights and 'endless exercise pool'.
STORAGE ROOM/DARK ROOM
6 11 x 6 5 (2.13m x 1.96m) With laminate flooring and base units.
STAIRS AND LANDING
With single glazed window to side elevation, smoke alarm and storage cupboard.
BATHROOM
7 4 x 5 5 (2.25m x 1.66m) With double glazed window to rear elevation, wooden floor, chrome heated towel rail, hand wash basin, bath, WC, shower, splashback tiling and spotlights.
DRESSING AREA
7 3 x 5 11 (2.21m x 1.81m) With laminate flooring, central heating radiator and double glazed window to front elevation.
BEDROOM ONE
15 10 x 12 4 (4.83m x 3.77m) With central heating radiator, double glazed window to front elevation and two double glazed windows to side elevation.
EN SUITE
12 3 x 5 8 (3.75m x 1.74m) With central heating radiator, walk in shower, WC set within vanity unit, hand wash basin, double glazed window to rear elevation and spotlights.
BEDROOM TWO
13 11 x 10 5 (4.26m x 3.19m) With laminate flooring, central heating radiator, double glazed bay window to front elevation, wall and base units to match and wardrobe.
BEDROOM THREE
11 5 x 9 8 (3.48m x 2.96m) With central heating radiator, double glazed window to rear elevation, built in storage and loft access.
FRONT
With tarmacadam driveway with room for up to two vehicles, access to rear and fences to borders.
REAR
With Paved patio area, lawned garden, fence to borders, wooden shed, access to front and variety of mature trees and shrubs to borders.
GENERAL INFORMATION
POSSESSION
With Vacant Possession upon Completion.
SERVICES
We understand that all Mains Services are available at the property.
TENURE
We are advised by the Vendor that the property is Freehold but this has not been verified and confirmation will be forth coming from the Vendors Solicitors during pre-contract enquires.
FIXTURES / FITTINGS
As per sales details
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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