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£374,950
Bedrooms
Council tax band: TBC
A beautifully presented detached four bedroom property ideal for the growing family or those wishing to make the jump onto the property ladder. Located within a quiet cul-de-sac making it a safe environment for children and being close to Sandwell Valley further enhances the appeal of this home. Briefly comprising: Hallway, WC, Kitchen, Through Lounge, Utility, Four Bedrooms, Bathroom, Double Glazing, Central Heating, Driveway, Garage, Rear Garden, Freehold.
HALLWAY
With tiled flooring, double glazed windows to side and front elevation, double glazed door to front elevation and central heating radiator.
WC
With tiled floor, WC, hand wash basin, extractor, single glazed window to side elevation and alarm panel.
KITCHEN
15 7 x 8 5 (4.75m x 2.59m) With tiled floor, wall and base units to match, stainless steel sink and drainer, double glazed window to rear elevation, central heating radiator and double glazed door leading to:
UTILITY ROOM
24 0 x 5 11 (7.33m x 1.82m) With stainless steel sink and drainer, vinyl floor, plumbing for washing machine, double glazed door to front and rear elevations, double glazed window to rear elevation, 'Worcester Bosch' central heating boiler and alarm panel.
LOUNGE
22 1 x 14 9 (6.75m x 4.51m) With understairs storage, double glazed sliding door to rear elevation, double glazed bow window to front elevation, central heating radiator, TV point and electric fire with marble surround and base.
STAIRS AND LANDING
With loft access.
BEDROOM ONE
11 5 x 9 9 (3.49m x 2.98m) With central heating radiator, double glazed window to front elevation and built in storage.
BEDROOM TWO
13 7 x 8 6 (4.15m x 2.6m) With central heating radiator and double glazed window to rear.
BEDROOM THREE
7 10 x 7 3 (2.39m x 2.23m) With central heating radiator and double glazed window to rear elevation.
BEDROOM FOUR
8 6 x 13 6 (2.6m x 4.12m) With central heating radiator and double glazed window to front elevation.
BATHROOM
7 1 x 6 5 (2.17m x 1.98m) With vinyl floor, central heating radiator, double glazed window to rear elevation, electric shower, bath, tiled walls, WC, hand wash basin and shaving point.
FRONT
With paved driveway with space for two vehicles, access to garage, access to utility, lawned area with tree and plants to borders.
REAR
With lawned garden, paved patio and mature shrubs and trees to borders.
GARAGE
18 6 x 8 3 (5.66m x 2.53m) With up and over door to front elevation.
GENERAL INFORMATION
POSSESSION
With Vacant Possession upon Completion.
SERVICES
We understand that all Mains Services are available at the property.
TENURE
We are advised by the Vendor that the property is Freehold but this has not been verified and confirmation will be forth coming from the Vendors Solicitors during pre-contract enquires.
FIXTURES / FITTINGS
As per sales details
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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