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£300,000
Bedrooms
Council tax band: TBC
Where to start? This immaculate three bedroom semi detached property located on the prestigious 'Churchfields Estate' in West Bromwich boasts a plethora of key features including; being future proof and ultra modern with an EV charging point for electric vehicles, Worcester Bosch Easy Control Thermostat and full bi-folding aluminium patio doors. This family home is also in an excellent position for commuting and West Bromwich Town Centre and only a short walk to local nature reserves and Dartmouth Park.
Briefly comprising; Hallway, Kitchen, WC, Lounge, Three Bedrooms, Bathroom, Double Glazing, Central Heating, Front and Rear Gardens, Driveway for multiple vehicles and Garage, Freehold.
HALLWAY
With double glazed composite door to front elevation, central heating radiator , Worcester Bosch 'Easy Control' thermostat, smoke alarm, spotlights, alarm panel and Karndean flooring.
WC
With low level flush WC and wash hand basin set within a vanity unit, extractor fan, 'Karndean' flooring, central heating radiator and spotlights.
KITCHEN
11 10 x 8 2 (3.63m x 2.5m) With central heating radiator, wall and base units to match, splashback tiling, double glazed bay window to front elevation, one and a half stainless steal sink and drainer with mixer tap, Full range of 'SMEG' Kitchen appliances including double oven and combi/microwave oven, integrated coffee machine, four ring gas hob, extractor fan, 'Karndean' flooring and spotlights.
LOUNGE
15 5 x 15 3 (4.71m x 4.65m) With two central heating radiators, 'Karndean' flooring, double glazed window to side elevation, double glazed bifold aluminium doors to rear elevation, ceiling coving and understairs storage.
STAIRS AND LANDING
With loft access and storage housing 'Worcester Bosch' central heating boiler.
BEDROOM ONE
9 3 x 10 8 (2.84m x 3.27m) With double glazed window to rear elevation, central heating radiator, tv point, wardrobes and coving.
EN-SUITE
6 10 x 4 5 (2.11m x 1.36m) With heated towel rail, walk in shower with glass panel sliding door, electric shower, WC with low level flush and wash hand basin set within vanity unit, extractor fan and splashback tiling.
BEDROOM TWO
12 7 x 8 0 (3.86m x 2.46m) With central heating radiator, double glazed window to front elevation, telephone point, wardrobes and coving.
BEDROOM THREE
7 1 x 7 4 (2.18m x 2.24m) With central heating radiator, double glazed window to front elevation, fitted wardrobes and drawers, and coving.
BATHROOM
5 10 x 6 11 (1.79m x 2.12m) With double glazed window to side elevation, WC, tiled walls, bath, wash hand basin, chrome heated towel rail, extractor fan, 'Karndean' flooring and spotlights.
FRONT
With artificial lawn, paved driveway for two vehicles access to garage and rear, wrought iron fence to borders, CCTV cameras covering front of property and driveway with a hard drive backup and app plus EV charging point.
REAR
With composite decking patio area and balustrade, wooden fence to borders, access to front elevation, access to garage, artificial lawn and outside tap.
GARAGE
17 3 x 9 0 (5.28m x 2.75m) With up and over door to front elevation and double glazed door to side elevation.
GENERAL INFORMATION
POSSESSION
With Vacant Possession upon Completion
SERVICES
We understand that all Mains Services are available at the property
TENURE
We are advised by the Vendor that the property is Freehold but this has not been verified and confirmation will be forth coming from the vendors solicitors during pre-contract enquiries
FIXTURES / FITTINGS
As per sales details
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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