4 bedroom detached for sale

£395,000 OIRO

4

Bedrooms

3

Bathrooms

3

Reception

Floorplan

Situated in a quiet cul-de-sac in the popular village of Stainland, this generously sized and extended five double bedroom link detached family home is ideally located within walking distance of the local primary school and offers excellent access to the M62, making it perfect for commuters and families alike.The accommodation is exceptionally spacious and well laid out, comprising a modern dining kitchen, a cosy lounge with a wood-burning stove, substantial double bedroom and a modern shower room with its own private entrance offering excellent potential for use as a home salon, guest suite, or even an annexe for extended family. There is also a utility room, garden room and study, ideal for home working. Upstairs, there are four further bedrooms, including one with an en-suite, as well as a contemporary family shower room.Externally, the property benefits from off road parking for 3 cars, and a garden, providing both practicality and outdoor space for family enjoyment.This is a fantastic opportunity to secure a versatile and well located home in a sought after village setting.

Dining kitchen
19 5 x 15 10 (5.91m x 4.82m)
An external door opens into the impressive dining kitchen, which is the heart of the home. It features a range of wall and base units, an integrated dishwasher, a Range cooker point and a central island with breakfast bar. The space is further enhanced by a double Belfast sink, four double glazed windows that flood the room with natural light, a tiled floor, radiator and a staircase leading to the first floor.
lounge
15 10 x 13 0 (4.82m x 3.96m)
A lovely, cosy lounge featuring charming panelled walls, a wood burning stove, perfect for relaxing evenings. The room benefits from two double glazed windows allowing in plenty of natural light, a radiator and a wood floor that adds to the inviting atmosphere.
Ground floor bedroom
19 0 x 15 1 (5.79m x 4.59m)
Set to the rear of the property and accessed either from the lounge or via its own entrance from the side of the house, this versatile room offers a range of potential uses, such as a home salon, granny flat or guest room. It features a double glazed window and a radiator, providing a bright and comfortable space.
En-suite
Fully tiled wet room with low flush wc, double glazed window, hand wash basin and heated towel rail.
Office
10 7 x 5 8 (3.22m x 1.73m)
Home office with radiator.
Utility room
6 5 x 5 8 (1.95m x 1.73m)
Accessed from the kitchen with tiled floor, plumbing for washing machine, space for dryer, fitted cupboards and space for fridge freezer.
Garden room
10 2 x 6 4 (3.10m x 1.93m)
Lovely addition to the home with direct access to the garden featuring exposed stone and wood floor.
First Floor
Master bedroom
12 10 x 7 7 (3.91m x 2.31m)
A spacious double bedroom featuring three double glazed windows, radiator and stylish panelled walls that add character to the space.
En-suite
Free standing bath with shower attachment, low flush wc, hand wash basin unit with drawers, double glazed window and heated towel rail.
Bedroom 2
12 0 x 9 1 (3.65m x 2.77m)
Set to the front of the property with fitted wardrobe, double glazed window and radiator.
Bedroom 3
11 9 x 8 9 (3.58m x 2.66m)
A light and airy bedroom located at the rear of the property featuring a double glazed window, radiator and fitted wardrobe.
Bedroom 4
8 7 x 6 2 (2.61m x 1.88m)
Currently used as a dressing room this single bedroom has a double glazed window and radiator.
Shower Room
Walk in shower, low flush wc, hand wash basin unit, traditional radiator and double glazed window.
Outside
To the front of the property is off road parking for 3 cars and gated patio area and access around the side of the property.
Rear Garden
The garden wraps around three sides of the property, with the main outdoor space positioned to the rear. This area features a block paved section ideal for seating or entertaining, an outside tap, and a raised pebbled area planted with well established shrubs and greenery, creating a low maintenance yet attractive setting.
EPC
D.

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 328575

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 9875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 32325
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

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Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

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Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
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    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
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    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

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Notes

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