5 bedroom detached for sale

£415,000

5

Bedrooms

3

Bathrooms

2

Reception

Floorplan

This stylish 4/5 bedroom detached family home is set in the sought after village of Cinderhills, within walking distance of Holmfirth, where youll find an array of shops, bars, and restaurants. The property offers a unique design with spacious, contemporary living throughout. It briefly comprises a dining kitchen, two reception rooms, a ground-floor bedroom or potential home office, a ground-floor bathroom, and three first-floor bedrooms, including a master suite with en-suite and a separate WC. Outside, the property benefits from front and rear gardens with stunning far-reaching views, a driveway, and a double garage.

Dining kitchen
17 4 x 12 10 (5.28m x 3.91m)
Farm house style kitchen with a range of solid wood wall and base units, butchers block effect worksurfaces, external door, integrated dishwasher, Range cooker point, sink with drainer and mixer tap, double glazed window, 3 velux windows, radiator, tiled floor, door leading through to the garage and 4 steps leading up to the lounge.
Lounge
20 3 x 9 9 (6.17m x 2.97m)
French door leading out to the rear garden, double glazed window and radiator.
Bathroom
Ground floor bathroom with low flush wc, bath, hand wash basin, double glazed window and radiator.
Dining Room / Living room
11 8 x 10 7 (3.55m x 3.22m)
Set to the front of the property with French doors out to the garden, this room is currently a second lounge but could be used as a dining room or 5th bedroom.
Bedroom 4 / home office
10 7 x 8 11 (3.22m x 2.72m)
Currently used as a home office but could be bedroom 4 and has a radiator and double glazed window.
First Floor
Master bedroom
14 7 x 11 10 (4.44m x 3.60m)
Impressive master bedroom with fitted sliding door mirrored wardrobes, double glazed windows, radiator and en-suite.
En-suite
Shower cubicle, double ended bath, low flush wc, hand wash basin, radiator and double glazed window.
Bedroom 2
12 5 x 10 7 (3.78m x 3.22m)
Double bedroom with Juliette balcony offering stunning views, double glazed window and radiator.
Bedroom 3
13 5 x 12 0 (4.09m x 3.65m)
Double bedroom with radiator and double glazed window.
WC
Low flush wc, radiator and hand wash basin.
Outside
There is a drive providing off road parking and access to the double garage which has power and light.
Gardens
The front garden is lawn with small pond and has access around to the rear garden. The rear garden is mainly lawn with well established flower beds, paved seating area, hot tub and outside tap.

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 345075

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 10375
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 33825
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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