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£1,495,000
Bedrooms
Bathrooms
Central Bury - A fabulous Victorian town house with walled garden, garage and parking.
The wide entrance hall with oak flooring, which is a feature throughout the property, has an archway through to the inner hall with staircase and side access. To the right of the hallway is an office/snug with fireplace having a period marble mantel with an inset grate with tiled cheeks and matching tiled hearth, either side of which are built-in shelving and storage. The high-ceilinged sitting room to the rear, has a more contemporary slate surround, open fireplace with an art deco feel, within which is a cast-iron cheeked fireplace with fire basket, the walk-in bay at the rear has a pair of French doors leading out to the garden. Before entering the kitchen, there are purpose-built storage cupboards, and a cloakroom with a tiled floor, WC, and pedestal basin. From front to rear to the left of the hallway is the impressive open-plan oak floored dining area, with another period fireplace, again with cast-iron fire with tiled cheeks and matching hearth. Beyond the dining area is the tiled kitchen/garden/day room, which is semi-vaulted overlooking the rear garden with door for easy access. The kitchen area itself is fitted with a hand-painted shaker kitchen with larder cupboard, wall and base storage and drawers, incorporating a gas hob with extractor above, built-in microwave, oven, integrated dishwasher, twin stainless-steel sink, all finished with a granite worktop.
Before going upstairs, mention should be given to the expansive cellar approached from under the staircase with brick flooring, which has been professionally tanked, and offers multiple uses. There is a separate plant room with its large pressurised mega-flow water cylinder tank, gas boiler and water softener.
A painted staircase leads to the first-floor landing, to the right can be found the principal bedroom overlooking the rear garden, off which is an en suite shower/wet room, with WC, vanity basin, with storage below, large shower area with a granite bench with storage below.
To the front of the property is a guest suite with built-in storage cupboard and en suite shower with a fully tiled shower cubicle, pedestal basin, and low-level WC.
A further bedroom with period feature fireplace and adjacent storage cupboard, large family bathroom, there is also an upstairs laundry with plumbing and space for both washing machine and tumble dryer, Belfast ceramic sink, with adjacent marble worktops, storage, and airing cupboard. A staircase leads to the second-floor where can be found three further bedrooms, all of which have use of a large tiled floored bathroom with a white suite of pedestal basin, WC, bath and a walk-in fully tiled wet room shower area, off this bathroom is a further door leading to a storage room [123 x 103].
Outside
The property is approached off the street, with a gated side access leading round to the rear garden, a feature of which is its walled boundaries, which has a terrace across the rear to enjoy the mature hidden nature of this town garden, with mature trees to the rear, as well as fig and plum. Within the garden is a greenhouse, a summerhouse and access to the garage with an electric up and over door, beyond which is a further parking space.
General information
Mains electricity, water and gas connected.
Gas-fired heating
Grade II listed
Ofcom state ultrafast broadband is available
Ofcom state mobile signal available
Parking permit available Zone A
Council Tax Band G - 3,477.32 West Suffolk
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Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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