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£575,000 Guide Price
Bedrooms
Bathrooms
An attractive detached period cottage situated in an enviable rural setting surrounded by farmland, on the edge of this well-regarded village, less than 10 minutes from Bury St Edmunds. Offered with no onward chain.
Situated in an enviable rural setting on the edge of this highly regarded village, 26 High Rougham is an attractive detached period home, believed to date back to the late 18th-century when originally built as workers cottages to the Rougham Estate, with two-storey extension in 2007.
The accommodation is arranged over two floors, comprising 1,625sq-ft (151sq-m) and offers versatile and well-presented accommodation with most rooms enjoying views of the gardens and views of the farmland beyond. The property comprises a timber-framed glazed entrance porch with tiled floors, leading to a large reception hall/snug, with staircase to first floor and former fireplace with bressummer.
The dining room enjoys a double aspect with fabulous views over neighbouring fields and exposed red-brick chimney with open fire. The kitchen/breakfast room enjoys a double aspect with doors to both sides of the property and has been fitted with a range of modern shaker-style units with preparation worktops and integrated Bosch appliances to include induction hob with extractor, double oven, dishwasher, and fridge-freezer. There are steps up to the cloakroom and a lovely triple-aspect sitting room, with doors to the garden and red-brick fireplace with wood-burning.
On the first floor is a large split landing area, with the principal bedroom to the south with views over fields, a wardrobe area and en suite bathroom. There are 3 further bedrooms, all with lovely views of the surrounding landscape, served by a large family bathroom, with vaulted ceiling height and exposed brickwork, partial tongue-and-groove painted panelling, bath, separate shower cubicle, low level WC and pedestal wash basin.
Outside
26 High Rougham is located in a wonderful rural setting on the village edge, surrounded largely by farmland. The property is approached from the village lane onto a large gravelled driveway area, providing parking for numerous vehicles and turning space. The property is landscaped with large lawned areas, interspersed with well-stocked flower beds, trees and well-maintained hedging.
The garage provides useful space, with an adjoining office, with views over the gardens and fields beyond.
Services
Mains water and electricity. Oil-fired heating (boiler installed 2012) Private drainage via Treatment Plant (installed 2022) West Suffolk Council Tax Band E EPC E Broadband Speed: 70Mb Mobile: Ofcom suggest all providers likely.
Location
High Rougham forms a collection of only a handful of properties situated within this peaceful semi-rural area, although located within only four miles of the Historic market town of Bury St Edmunds and its excellent range of schooling, shopping, cultural and recreational facilities on offer. The village has a well-supported primary school, church, Village Store/Post Office and public house.
Blackthorpe Barn and its new destination coffee shop Roots is close by, just 1.6 miles away.
What3words: Chins.trams.sparrows
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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