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£425,000
Bedrooms
Bathrooms
Situated in the sought-after Central Sutton, this delightful two-bedroom mid-terrace house combines character, comfort, and convenience. With spacious living areas, modern finishes, and a private rear garden, it offers an excellent opportunity for first-time buyers, young families, or investors looking for a home in a prime Sutton location.
Upon entering, you are welcomed into a generously sized reception room that is both light-filled and versatile. Featuring a neutral dcor and a fireplace as a focal point, this space is ideal for both relaxing evenings and entertaining guests. Beyond the reception is a well-proportioned dining area, currently used flexibly, which flows naturally into the kitchen. The kitchen itself is fitted with white cabinetry, sleek countertops, and tiled flooring, offering plenty of storage and workspace. The family bathroom with bath, WC and basin is bright and stylishly tiled. A separate utility space is also available, providing practical storage and laundry facilities a rare and valuable feature in homes of this style.
Upstairs, the property boasts two well-sized bedrooms. The principal bedroom is bright and welcoming, offering plenty of space for a double bed and additional furniture. It also enjoys a private ensuite shower room. The second bedroom, overlooking the garden, is equally spacious and versatile perfect as a childs room, guest room, or even a home office.
The property also benefits from a neat front patio and a private garden provides a fantastic outdoor retreat. Currently laid mainly to lawn with a patio seating area, its the ideal spot for summer barbecues, family gatherings, or simply unwinding in the fresh air. appeal.
The property is on a well-connected street in Sutton, within easy reach of excellent transport links, reputable local schools, and a variety of shops, cafes, and amenities. Suttons town centre and train station are nearby, making this an attractive option for commuters. Parks and green spaces are also close by, perfect for leisure and recreation. Its ready for a new family to move straight in and enjoy. Whether youre stepping onto the property ladder or seeking a solid investment, this home is not to be missed.
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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