4 bedroom semi-detached for sale

£450,000 Offers in excess of

4

Bedrooms

2

Bathrooms

Floorplan

Welcome to Peckston Place, a beautifully presented, semi-detached townhouse situated within walking distance of the historic Bury St Edmunds town centre, offering a delightful array of amenities, making it the ideal family home!

Bury St Edmunds is an ever-desirable town to reside due to the plethora of opportunities both leisurely and professionally that it holds. The array of mainstream and independent amenities including pubs, bars, restaurants, shops, supermarkets and healthcare facilities is fantastic. Furthermore, with quick access to the A14 and 0.6 miles from the train station, the property is ideal for those commuting into London, Cambridge, Stowmarket and beyond.

The popular market town also boasts a choice of well regarded educational facilities including two tier schooling, West Suffolk College and Conservatoire East all within walking distance.

Upon arrival, you are greeted by a private driveway for one vehicle and a single garage with internal access. Unlike similar properties, the garage offers added insulation, worktop and plumbing facilities making for a fantastic utility room or in this case workshop / studio.

The property comprises:

Hallway: 5.22 x 1.40m

Contemporary wooden flooring can be found throughout the ground floor. Access to the kitchen-diner, cloakroom, garage and staircase leading to the first floor. Sizeable storage cupboard.

Ground Floor Cloakroom: 1.63 x 0.90m

Housing wc, basin with digital tap, extractor fan, backlight mirror and radiator.

Kitchen - Diner: 3.09 x 5.31m

A contemporary, fully integral kitchen with fridge-freezer, dishwasher, eye-line oven, gas hob, microwave and extractor fan. Further storage has been created with the installation of plumbing facilities in the garage to allow for a washing machine and tumble dryer. Additional features such as filtered drinking water and a boiler water tap are also installed, further enhancing the high-specification of the property. A choice of low and eye-level kitchen units are finished in a high gloss, contemporary grey fascia. Large sliding doors hold access to the private rear garden and allow for the kitchen-diner to be bathed in natural sunlight.

Landing: 3.22 x 1.30m

Access to the lounge, master bedroom and staircase to the second floor. The airing cupboard provides additional storage.

Lounge: 3.92 x 5.30m

Generously sized lounge with two front-facing windows allowing for plenty of light to flood the property. Finished with wooden flooring, this adds both practicality and contrast to the upgraded carpets.

Bedroom 1: 4.05 x 2.94m

Overlooking the front of the property, the master bedroom supports large mirror fronted wardrobes and en-suite.

En-Suite: 1.98 x 2.36m

Three-piece en-suite with walk-in shower, wc, basin, heated towel rail extractor fan and storage. The impressive vanity unit includes a digital clock, an anti-condensating feature, backlight, and charging point. This same unit can also be found in the family bathroom.

Second Floor Landing: 3.17 x 1.33m

The top floor houses all three remaining bedrooms, two sizeable doubles and one large single alongside the family bathroom and storage.

Bedroom 2: 3.88 x 2.92m

Large double bedroom with mirror fitted wardrobes overlooking the rear.

Bedroom 3: 3.56 x 2.90m

Third double bedroom offering mirror fitted wardrobes overlooking the front.

Bedroom 4: 3.36 x 2.37m

Generously sized single bedroom overlooking the rear.

Family Bathroom: 2.03 x 2.36m

Completing the second floor, the family bathroom supports an upgraded shower over bath, wc, basin, heated towel rail, extractor fan and vanity unit. Both the en-suite and family bathroom benefit from digital shower controls.

Garage: 5.55 x 2.83m

With access from the driveway and internally via the entrance hall, this superb space can be universally utilised. Since purchasing in 2021, plumbing facilities for a washing machine and tumble dryer have been installed alongside a worktop and sink. Upgraded insulation and radiator mean this space can be comfortable used as a utility room, workshop, gym, office or studio.

Outdoors:

The private rear garden supports side gated access to the front of the property and an extended terrace / patio for dining furniture. Artificial turf, raised beds and mature shrubbery includingcherry, crab apple and hazelsprovide added greenery and shape.

Agent Notes:

Built in 2021 by accredited builder, Weston Homes. Mains gas, water and drainage.

EPC Rating - B

We endeavour to make sales particulars accurate and reliable. However, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. Any service, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All measurements have been taken as a guide to prospective buyers only and are not precise. If you require clarification or further information on any points, please contact us, especially if you are travelling some distance to view. Fixtures and fittings other than those mentioned are to be agreed with the seller by separate negotiation. Please note that we have not inspected the garage or the loft so we cannot comment on the condition of these.

EPC rating: B.

Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 373950

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 11250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 36450
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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