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£389,995
Bedrooms
Bathrooms
Bergins Estate Agents are proud to bring to market this Stunning Modern Detached Family Home. Recently internally renovated to a very high standard this spacious property boasts Four Double Bedrooms, Three Reception rooms, Three Bathrooms, Large walled rear garden with a useful separate garage and ample off road parking for several vehicles. Ideally located within walking distance to Gatley Village, Sharston, Local Schools and Shops and excellent Transport Links. Early Viewing is Required.
Full Description
This sumptuous property begins with a large entrance hallway with new laminate flooring to all ground floor rooms, living room with uPVC double glazed patio doors leading onto the rear garden, separate second reception room, modern open plan dining kitchen complete with seated island and inset sink with mixer tap, integrated microwave and double oven in tower unit, five ring gas hob with stainless steel splash back and extractor over, two uPVC double glazed windows and patio doors leading onto the rear garden, ample base and eye level units and a newly installed Combi-boiler. Useful downstairs WC with sink and space and plumbing for white goods. To the first floor there are four good sized bedrooms, the master bedroom having an en-suite and also a family bathroom.
Lounge
15 9 x 9 10 (4.8m x 3m)
Play Room
8 10 x 10 10 (2.7m x 3.3m)
Kitchen
13 1 x 16 5 (4m x 5m)
Utility/WC
8 6 x 5 4 (2.6m x 1.63m)
Master bedroom
15 11 x 8 5 (4.84m x 2.57m)
En-suite
3 8 x 6 11 (1.13m x 2.1m)
Bedroom Two
8 10 x 13 0 (2.68m x 3.95m)
Bedroom Three
10 0 x 9 2 (3.06m x 2.80m)
Bedroom Four
8 2 x 6 4 (2.5m x 1.93m)
Family Bathroom
5 7 x 6 11 (1.7m x 2.1m)
To the rear of the property there is a large walled rear garden, mainly laid to lawn with a large paved patio area with a driveway for several vehicles and a separate garage.
Length of Lease - 155 Years until 31st March 2215
Ground Rent - 270 PA
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £1,686.60
Total Interest: £217,180.69
Overall Total: £607,175.69
Amortization For Monthly Payment: £1,686.60 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £12,365.02 | £7,874.17 | £382,120.83 |
| 2026 | £12,109.32 | £8,129.87 | £373,990.96 |
| 2027 | £11,845.31 | £8,393.88 | £365,597.08 |
| 2028 | £11,572.73 | £8,666.46 | £356,930.62 |
| 2029 | £11,291.30 | £8,947.89 | £347,982.73 |
| 2030 | £11,000.73 | £9,238.46 | £338,744.27 |
| 2031 | £10,700.73 | £9,538.46 | £329,205.81 |
| 2032 | £10,390.98 | £9,848.21 | £319,357.60 |
| 2033 | £10,071.17 | £10,168.02 | £309,189.58 |
| 2034 | £9,740.98 | £10,498.21 | £298,691.37 |
| 2035 | £9,400.07 | £10,839.12 | £287,852.25 |
| 2036 | £9,048.08 | £11,191.11 | £276,661.14 |
| 2037 | £8,684.67 | £11,554.52 | £265,106.62 |
| 2038 | £8,309.45 | £11,929.74 | £253,176.88 |
| 2039 | £7,922.05 | £12,317.14 | £240,859.74 |
| 2040 | £7,522.07 | £12,717.12 | £228,142.62 |
| 2041 | £7,109.10 | £13,130.09 | £215,012.54 |
| 2042 | £6,682.72 | £13,556.47 | £201,456.07 |
| 2043 | £6,242.49 | £13,996.70 | £187,459.37 |
| 2044 | £5,787.97 | £14,451.22 | £173,008.15 |
| 2045 | £5,318.69 | £14,920.50 | £158,087.65 |
| 2046 | £4,834.17 | £15,405.02 | £142,682.63 |
| 2047 | £4,333.91 | £15,905.28 | £126,777.35 |
| 2048 | £3,817.41 | £16,421.78 | £110,355.57 |
| 2049 | £3,284.14 | £16,955.05 | £93,400.52 |
| 2050 | £2,733.55 | £17,505.64 | £75,894.88 |
| 2051 | £2,165.08 | £18,074.11 | £57,820.77 |
| 2052 | £1,578.15 | £18,661.04 | £39,159.73 |
| 2053 | £972.16 | £19,267.03 | £19,892.70 |
| 2054 | £346.49 | £19,892.70 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Sun Jun 15 2025
All confirmed! We look forward to speaking with you.
Sun Jun 15 2025
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