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£475,000
Bedrooms
Bathrooms
The front door, the opening chapter to a new adventure.
As you stepped across the threshold, the hallway whispered tales of busy mornings and joyful returns. The kitchen, the heart of countless family sagas. Imagine the aroma of Sunday roasts and the lively chatter during homework sessions at the kitchen table. Just off this culinary hub, a separate utility room stood ready to handle the less glamorous but essential parts of daily life, along with another discreet door that leads to a small but significant detail, the ground floor toilet. Although the kitchen is the hub of the house, this property still offers you a place to relax in the front room or sit a the table for a meal in the dining room.
Venturing upstairs, the landing served as a central point, leading to three generously proportioned double bedrooms. Each room held the promise of peaceful nights and the backdrop for dreams both big and small. The family bathroom, a haven of calm, offered a choice between a relaxing soak in the bath and an invigorating shower.
Outside, the plot thickened with a multi-car driveway, a practical prelude to family outings and welcoming guests. The rear garden unfolded as a low-maintenance haven, a blend of paved patio for summer barbecues and a patch of green turf for childrens games.
At the end of the garden, an outbuilding offered a versatile space, perhaps a workshop for a budding hobbyist, a playroom for imaginative adventures, or simply extra storage for the tools of family life.
Just a short distance away, Rainhams c2c train line stood ready to whisk you away to city adventures or seaside escapes. Good public transport links further expanded the horizons, connecting you to the wider community. For the younger characters in your familys narrative, a selection of nurseries, primary, and secondary schools were conveniently close, promising a smooth educational journey.
This isnt just a house; its a setting waiting for your familys unique story to unfold. Come and write your next chapter here in Rainham.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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