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135 High Street, Hornchurch Essex
£1,500,000
Bedrooms
Bathrooms
A meticulously presented four bedroom, four reception family home which has been extended by the current vendors, whilst retaining character features.
The accommodation is arranged over two floors and is entered via a stunning reception hallway providing access to the ground floor. The sitting room & snug/study are located to the front of property whilst the living room, kitchen breakfast room and fourth reception are located to the rear of the property, all with access to the rear garden. In addition there is a utility room, cloakroom and fitted storage in the reception hall.
To the first floor are four double bedrooms, luxurious four piece suite family bathroom and shower room.
Externally there is a generous rear garden approx 150 in length and 60 wide commencing with a large patio area and also offering side access. The front drive provides parking for numerous vehicles with the added benefit of an integral garage and EV charging point.
Located conveniently for families being within the catchment area of high achieving schools for all ages. 0.6 miles to Emerson Park Station with its links to Elizabeth Line. Within easy reach of A127, A12 & M25.
Planning Permission was previously granted however has now lapsed, to create a further two bedrooms and ensuite bathroom to the first floor. Further details can be found on Haverings Planning Portal P1297.12.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
135 High Street, Hornchurch Essex
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