4 bedroom semi-detached for sale

£950,000

4

Bedrooms

2

Bathrooms

Floorplan

Spacious Four-Bedroom Semi-Detached House on the Popular Laings Estate

Located on the sought-after Laings Estate, this well-presented four-bedroom semi-detached family home offers generous living space, modern features, and a versatile layout ideal for growing families or multigenerational living.

The ground floor features two bright and airy reception rooms, which can be opened up via interconnecting doors to create a spacious through loungeperfect for entertaining or relaxing. A single-storey rear extension has created a stylish kitchen/dining room, providing a practical and sociable hub of the home.

The former garage has been thoughtfully converted into a flexible room that can be used as a study or an additional ground-floor bedroom, ideal for guests. This area also benefits from a modern shower room and a useful storage cupboard. A separate ground floor WC adds further convenience.

Upstairs, youll find four well-proportioned bedrooms and a contemporary family bathroom. Each bedroom offers ample space for both rest and storage, making this an ideal setup for families.

Externally, the owners have landscaped the rear garden to create a family-friendly outdoor space, with a patio area for dining and entertaining, and steps leading up to a well-maintained lawn.

The property also benefits from off-street parking to the front and is conveniently located close to highly regarded primary school and secondary schools. Excellent transport links are within easy reach, including Woodford Central Line station and major road connections via the A406 and M11. A wide range of shops, cafes, restaurants, and supermarkets can be found nearby in South Woodford and Woodford.

This is a fantastic opportunity to acquire a spacious and versatile home in a desirable residential location. Early viewing is highly recommended.


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Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 775200

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 23750
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 62700
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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