3 bedroom semi-detached for sale

£775,000

3

Bedrooms

1

Bathrooms

Floorplan

Discover the perfect family home in this charming three-bedroom semi-detached house situated in the desirable West Wickham area. Boasting an impressive 1,578 square feet, this property features a stunning extended ground floor with an open-plan living and dining area, complete with bi-folding doors that seamlessly connect to the garden and skylights flooding the space with natural light. Enjoy the convenience of being just a short walk from West Wickham High Street, where youll find an array of amenities, local restaurants, and cosy cafs to explore. This home is ideal for families seeking both comfort and community; dont miss your chance to make it yours.

The ground floor consists of a spacious living room with a well-appointed fireplace, complemented by large bay windows. The hub of the home is a spacious dining room and family area, extended and supplemented by bi-folding doors and large skylights. The ground floor also includes a kitchen, a separate utility room, and an integrated garage.

The first-floor features three well-proportioned bedrooms, including two double bedrooms with the master offering integrated storage solutions. The first floor is completed with a third bedroom and a modern family bathroom. The house has the potential to extend to the side and via a loft conversion, subject to obtaining relevant planning permission. The property boasts a fantastic, expansive garden complemented by a large, decked area, perfect for BBQs.

This property is situated in a highly desirable area of West Wickham, offering excellent connectivity and a range of local amenities. Families will benefit from proximity to several well-regarded schools, including Hayes Primary School and Harris Academy Beckenham, both of which are within easy reach. For commuters, West Wickham Station provides regular services into London, while nearby bus routes offer convenient access to East Croydon and Bromley. The 119 bus departs from High Street/Wickham Court Road and travels directly to East Croydon Station in approximately 20 minutes. Additionally, the 352-bus route connects West Wickham to Bromley in about 13 minutes. The vibrant West Wickham High Street is just a short walk away, offering a diverse range of shops, cafes, restaurants, and essential services. Nearby parks and leisure facilities enhance the appeal, making this an ideal location for both families and professionals.

Black & Blanc is the sellers agent for this property. Your conveyancer is legally responsible for ensuring that any purchase agreement fully protects your position. Black & Blanc Estate Agents make detailed enquiries with the seller to ensure the information provided is as accurate as possible. Please let us know if you are aware of any inaccurate information.


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Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 642075

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 19375
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 60825
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %

This is the percentage of the rent that you will spend maintaining the property.

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Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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