4 bedroom semi-detached for sale

£875,000 Offers in excess of

4

Bedrooms

2

Bathrooms

Floorplan

Black & Blanc are delighted to present this charming and spacious four-bedroom semi-detached family home, perfectly positioned on the highly sought-after Hawes Lane, West Wickham.

Set on a generous plot, the ground floor features a separate reception room, ideal for relaxing or entertaining guests, alongside a dining room that opens into a light-filled conservatory overlooking the garden. This bright, airy space is perfect for family meals, relaxing, or enjoying natural light throughout the year. A separate kitchen flows into a utility room and shower room, with convenient internal access to the garage, combining practicality with everyday comfort.

Upstairs, there are four well-proportioned double bedrooms. The master bedroom benefits from fitted wardrobes, providing ample storage, while the family bathroom has been recently updated. The property has been tastefully decorated throughout, creating a fresh, welcoming, and move-in ready home.

Externally, the property offers off-street parking, a garage, and a generous rear garden. The garden also features a small outhouse, currently used as a home office, providing a practical space for remote working or hobbies. There is excellent potential to further extend, such as a loft conversion, subject to planning permission, allowing future owners to create additional living space.

Hawes Lane is ideally located close to outstanding local schools, including the Langley Park Schools and Hawes Down Infant and Junior Schools, making it perfect for families. West Wickham Station and the local leisure centre are just a short stroll away, while West Wickham High Street, with shops, supermarkets, cafs, and restaurants, is only half a mile from the property. Bromley High Street and Bromley South Station, offering superb transport links, are just 2.5 miles away.

Black & Blanc is the sellers agent for this property. Your conveyancer is legally responsible for ensuring that any purchase agreement fully protects your position. Black & Blanc Estate Agents make detailed enquiries with the seller to ensure the information provided is as accurate as possible. Please inform us if you are aware of any inaccuracies.


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Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 724575

Mortgage Loan to Value

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Gross Yield

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Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 21875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 68325
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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