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£1,195,000 Guide Price
Bedrooms
Bathrooms
Offered for sale is this four bedroom detached family home forming part of a quiet cul de sac in a sought after location off The Ridgeway. Properties rarely come up for sale in this road. The property is immaculately presented throughout and comprises porch, entrance hall with engineered oak flooring, dual aspect sitting room with natural stone fireplace, play room, study, dining room, fully fitted kitchen / breakfast room with solid wood wall & base units, granite worksurfaces over, Neff appliances and a utility room. To the first floor there is a family bathroom and four double bedrooms, the principal bedroom with a dressing room and five-piece en suite bathroom. Externally, the property enjoys an established front garden with privacy hedge screening, carriage driveway and room to park several vehicles. Integral garage and EV charging point. To the rear, there is private side & rear gardens with hedge screening, mainly laid to lawn with Indian stone patio seating areas. The property occupies a private corner positon and offers bright & airy rooms throughout. We recommend viewing at your earliest convenience.
Agents Note: Please note that there is Disclosable Interest under Section 21 of The Estate Agents Act 1979, the vendor is an employee of bracketts
LOCATION: Tonbridge
Tonbridge is a thriving market town that has developed over the centuries. It boasts a fine example of a Motte and Bailey Norman castle
built in the 13th century, set on the banks of the river Medway with the castle grounds abutting Tonbridge Park offering covered/open air
swimming pool, tennis courts, childrens play areas, miniature railway, putting etc. Tonbridge town offers an excellent range of retail and leisure activities
with many High Street stores, together with a selection of coffee shops, restaurants and local inns. The mainline station provides fast commuter links into London (Cannon Street/London Bridge/Charing Cross in approximately 40 minutes) with road links to the M20 & M25 motorways via the nearby A26 and A21. Tonbridge offers first-rate primary and secondary schools (including Grammars and Public Schools) many of which consistently do well in the
league tables. There are many places of historical interest in the surrounding areas including Penshurst Place and Gardens, Hever Castle,
Knole House and Chartwell (once home to Winston Churchill).
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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