4 bedroom detached for sale

£865,000 Guide Price

4

Bedrooms

3

Bathrooms

Floorplan

Bradley & Co are delighted to offer for sale this beautifully presented four bedroom detached family home in this prestigious no through road which leads to St Helens Preparatory school and Hillingdon Court Park.

The accommodation is decorated in light, modern tones with light and airy rooms throughout and briefly comprises; open storm porch, reception hallway, 1911 x 194 reception room, modern fitted kitchen/diner with granite work surfaces and fitted appliances. Separate utility room, downstairs shower room with WC and wash hand basin. Upstairs there is a landing and four double bedrooms, one with en-suite shower room plus a family bathroom.

Outside the property has a fabulous courtyard style rear garden to relax in for those long summer days. To the front of the property there is plenty of hardstanding via own driveway. Viewing is essential to truly appreciate both the house and the location.

Parkway is a tree lined no through road off Long Lane within an easy walk to local shops, Hillingdon Metropolitan and Piccadilly line station. The A40 is a very short drive providing great connections to the M40 and M25 giving easy access to London and the Home Counties.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £3,740.84

Total Interest: £481,701.82

Overall Total: £1,346,701.82

Amortization For Monthly Payment: £3,740.84 over 30 years ( Based on 3.20% Interest )

YearInterest Principal Balance 
2025£27,425.33 £17,464.73 £847,535.27 
2026£26,858.19 £18,031.87 £829,503.39 
2027£26,272.63 £18,617.43 £810,885.96 
2028£25,668.05 £19,222.01 £791,663.96 
2029£25,043.85 £19,846.21 £771,817.74 
2030£24,399.37 £20,490.69 £751,327.06 
2031£23,733.97 £21,156.09 £730,170.96 
2032£23,046.95 £21,843.11 £708,327.85 
2033£22,337.63 £22,552.43 £685,775.42 
2034£21,605.27 £23,284.79 £662,490.64 
2035£20,849.13 £24,040.93 £638,449.71 
2036£20,068.44 £24,821.62 £613,628.09 
2037£19,262.40 £25,627.67 £588,000.43 
2038£18,430.17 £26,459.89 £561,540.54 
2039£17,570.93 £27,319.13 £534,221.41 
2040£16,683.78 £28,206.28 £506,015.13 
2041£15,767.82 £29,122.24 £476,892.89 
2042£14,822.12 £30,067.94 £446,824.95 
2043£13,845.71 £31,044.35 £415,780.60 
2044£12,837.59 £32,052.47 £383,728.13 
2045£11,796.73 £33,093.33 £350,634.80 
2046£10,722.07 £34,167.99 £316,466.81 
2047£9,612.52 £35,277.54 £281,189.27 
2048£8,466.93 £36,423.13 £244,766.14 
2049£7,284.15 £37,605.92 £207,160.23 
2050£6,062.95 £38,827.11 £168,333.12 
2051£4,802.10 £40,087.97 £128,245.15 
2052£3,500.30 £41,389.76 £86,855.39 
2053£2,156.23 £42,733.83 £44,121.55 
2054£768.51 £44,121.55 £0.00 

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 703,825

Mortgage Loan to Value

81%

Gross Yield

12%

Annual ROI

34%

Annual Rental Profit

£ 47,306

Cumulative Rental Profit

£ 473,063

Cost of Purchase

£ 55,075
  • Stamp Duty
    £ 30,750

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 21,625
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 56,494
  • Mortgage Interest
    £ 31,672

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £ 13,702
  • Letting Fee
    £ 240
  • Maintenance
    £ 10,380
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£ 961,982
  • Final Equity Profit
    £ 488,919

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £ 473,063

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£ 1,408,994

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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