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£370,000
Bedrooms
Bathrooms
A substantial three bedroom house situated in a cul-de-sac location offered for sale with much larger accommodation internally than is visibly apparent from the exterior.
ACCOMMODATION (sizes are approximate and for guidance only)
uPVC double glazed entrance door to
ENTRANCE PORCH uPVC double glazed door and side panel to
ENTRANCE HALL radiator, stairs to landing, door to living room, door to
CLOAKROOM low-level wc, inset wash hand basin with cupboard below
LIVING ROOM 6.48m x 3.7m, one double radiator, one single radiator, two uPVC double glazed windows, uPVC double glazed door to rear garden, door to
KITCHEN / DINING ROOM 5.2m x 4.54m narrowing to 3.75m, L-shaped, single bowl sink unit, range of matching wall, base and drawer units with fitted work surfaces over, recess for cooker with fitted extractor hood over, space and plumbing for washing machine, space for dishwasher, space for fridge / freezer, two uPVC double glazed windows, double radiator, wall-mounted Worcester gas-fired boiler for domestic hot water and central heating
STAIRS TO LANDING radiator, access to loft space, airing cupboard housing tank
BEDROOM 1 4.58m x 2.7m, two radiators, two uPVC double glazed windows (this bedroom could be divided into two rooms)
BEDROOM 2 4.8m x 3.82m, radiator, uPVC double glazed window, built-in wardrobe cupboard with sliding doors
BEDROOM 3 3.71m x 2.71m, radiator, uPVC double glazed window
BATH / SHOWER ROOM panel bath, tiled shower cubicle with wall-mounted shower unit and attachment, pedestal wash hand basin, low-level wc, uPVC double glazed window, bulkhead storage cupboard, radiator
REAR GARDEN paved patio, area laid to lawn, panel fencing, flower and shrub borders, timber garden shed, pedestrian side access with uPVC double glazed door to front
FRONT block-paved driveway with parking for two cars
COUNCIL TAX BAND: D
EPC RATING: C
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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