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£875,000 Guide Price
Bedrooms
SOLD VIA CLIFTON & CO
GUIDE PRICE 875,000 - 900,000
Scotia is a 1960s style four bedroom detached family home, set on the fringes of this picturesque village with stunning surroundings. Nestled in a semi-rural location, the propertys key feature is its breathtaking countryside and farmland views to both the front and rear, with a west facing garden that backs onto open fields.
This vacant possession home offers generously sized accommodation and is thoughtfully laid out over two levels. On the ground floor, the reception hall leads to a cloakroom, a well appointed kitchen/breakfast room and a dual aspect sitting room/dining room. This open plan space is a true highlight, featuring large windows, a fireplace, and wood floors. With stunning garden views and direct access to the outdoors, this area seamlessly blends indoor and outdoor living, perfect for entertaining or family gatherings. Upstairs, the first floor boasts four double bedrooms, each offering scenic countryside views. The main bedroom features built-in wardrobes and abundant natural light. The family bathroom completes the first floor accommodation.
The home benefits from a spacious driveway leading to the attached garage and carport. The rear garden offers a tranquil space for outdoor activities, while its position backing onto fields enhances the sense of privacy and connection with nature. This outside space benefits from stores to the rear of the garage and an additional brick built outbuilding.
This home represents an excellent opportunity within the local market with its spacious layout, stunning views, and potential for enhancement and extending (subject to planning permission). Whether youre looking for a family home or a peaceful haven, this property delivers an exceptional blend of space, a sought-after location and community.
Farningham itself is a village rich in history, dating back to Neolithic times, and offers a peaceful, close knit community. Local amenities, including shops and schools, are within easy reach, and the nearby Farningham Woods provide scenic walking trails and opportunities to explore nature. The propertys location also benefits from excellent commuter links, with easy access to the M25, M20, and A2, making it an ideal retreat for those who work in London but seek the tranquillity of village life.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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