4 bedroom detached for sale

£1,250,000

4

Bedrooms

2

Bathrooms

Floorplan

Rycote House is a distinguished and beautifully presented detached family home, built in the late 1990s and ideally located in the sought-after Priest End/Lower High Street conservation area, right in the heart of Thame. Set behind secure gates, the property offers the convenience of off-street parking and a garage, combining privacy with practicality.

The ground floor offers an impressive sense of space and light, featuring a superb kitchen/breakfast room that flows seamlessly into a spacious dining/family area perfect for modern living. A generously proportioned sitting room, a versatile study, a utility room, and a guest W/C complete the well-considered layout. The home blends traditional character with stylish contemporary touches throughout.

Upstairs, the first floor provides four double bedrooms and a well-appointed family bathroom. The expansive master suite is a true highlight, complete with a luxurious en-suite bathroom and ample space to relax.

Outside, the rear of the property opens onto a thoughtfully landscaped and secluded walled garden. Designed for both beauty and function, it features a delightful variety of seasonal plants and a charming area for al fresco dining ideal for enjoying warmer days.

Rycote House has been meticulously maintained and enhanced to the highest standards, offering a rare opportunity to own a turnkey home in one of Thames most desirable locations.


Location

Thame is the quintessential English market town, located close to the Chiltern hills and the city of Oxford. Taking its name from the famous river that flows through its centre, the town is blessed with a long and illustrious history. These days its a bustling, elegant place with something for all tastes. The pretty High Street is dotted with a
mix of Medieval and Georgian buildings and home to a huge range of independent shops as well as bars, public houses and restaurants.
A Waitrose & Sainsburys supermarket are also located in the centre.
Despite Thames rural position, the town is well positioned for links to London. Trains from the nearby station now reach Marylebone
in around 36 minutes (fast train) while the M40 is a short drive from the town centre. Local education facilities are provided for all ages
and include three reputable primary schools and the renowned Lord Williams Comprehensive School which has recently obtained outstanding status from Ofsted. The preparatory school of Ashfold is located in the nearby village of Dorton, with a choice of private schools in nearby Oxford, all accessible by bus. All church denominations are catered for with a particularly well known Catholic school

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 1037700

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 31250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 100200
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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