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£975,000
Bedrooms
Bathrooms
A bright and spacious privately built, three bedroom, two storey end of terrace freehold family house, quietly and conveniently located in a small street, forming part of the Hillmarton conservation area. Within easy reach of Caledonian Road tube (Piccadilly Line), Overground and multiple bus routes. The house, built in 1958, has a neat 24 front garden, with an even larger well maintained, 57 South west facing rear garden, accessed from a bright conservatory. A large living area including Kitchen diner extends to 267'. The house also benefits from a private garage located directly behind the garden. Gas centrally heated. Double glazed throughout. Freehold with off street and on street parking.
Living room 15 x 116' Large double glazed windows overlooking front garden
Kitchen diner 176' x 112 Fully fitted with ample dining/entertaining space leading to:
Conservatory 164' x 96' Double doors from dining room and then double doors to garden
Bedroom 151' 108' Fitted wardrobes
Bedroom 113' x 106' Fitted wardrobes
Bedroom 82' x 68' Double glaze casement window
Bathroom 9 x 69' White suite, bath plus shower cubicle. Casement window
Entrance hall 152' x 510' (at max) open to staircase
Front garden 238' x 23
Rear garden 576' x 193' Lawn and paved patio area.
Garage 17 x 87' Up and over door.
Tenure: Freehold
Council tax: Band E (Islington Borough)
EPC Band D (potential C 66/82)
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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