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£650,000
Bedrooms
Bathrooms
A spacious and impressive two bedroom flat, refurbished to the highest standard, ideally located close to Clapham Junction, Wandsworth Common and the Northcote Road.
The property features an incredible open plan living space with bespoke joinery, wall panelling and chevron wood flooring. The kitchen has marble counter tops, fully integrated appliances and brass ironmongery, giving a contemporary finish to a beautifully arranged space.
To the rear of the property there are two double bedrooms, both with stunning panelling and finishes and a modern bathroom which continues the marble and brass design through from the kitchen.
Location
Cologne Road is a quiet residential road located just off St Johns Hill, within easy walking distance of Clapham Junction, providing overground services into both London Waterloo and London Victoria Stations.
Wandsworth Common is close by, as well as the many local shops restaurants and bars on the popular Northcote Road and Battersea Rise. St Johns Hill has a good selection of cafes and restaurants, as well as a Sainsburys Local. Waitrose and Marks and Spencer can be found nearby ion St Johns Road.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £2,811.03
Total Interest: £361,972.46
Overall Total: £1,011,972.46
Amortization For Monthly Payment: £2,811.03 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £20,608.63 | £13,123.79 | £636,876.21 |
| 2026 | £20,182.45 | £13,549.96 | £623,326.25 |
| 2027 | £19,742.44 | £13,989.98 | £609,336.27 |
| 2028 | £19,288.13 | £14,444.28 | £594,891.99 |
| 2029 | £18,819.08 | £14,913.34 | £579,978.65 |
| 2030 | £18,334.79 | £15,397.63 | £564,581.02 |
| 2031 | £17,834.77 | £15,897.64 | £548,683.38 |
| 2032 | £17,318.52 | £16,413.90 | £532,269.49 |
| 2033 | £16,785.50 | £16,946.91 | £515,322.57 |
| 2034 | £16,235.18 | £17,497.24 | £497,825.34 |
| 2035 | £15,666.98 | £18,065.44 | £479,759.90 |
| 2036 | £15,080.33 | £18,652.08 | £461,107.82 |
| 2037 | £14,474.63 | £19,257.78 | £441,850.03 |
| 2038 | £13,849.26 | £19,883.15 | £421,966.88 |
| 2039 | £13,203.59 | £20,528.83 | £401,438.05 |
| 2040 | £12,536.94 | £21,195.47 | £380,242.58 |
| 2041 | £11,848.65 | £21,883.76 | £358,358.82 |
| 2042 | £11,138.01 | £22,594.41 | £335,764.41 |
| 2043 | £10,404.29 | £23,328.13 | £312,436.29 |
| 2044 | £9,646.74 | £24,085.67 | £288,350.62 |
| 2045 | £8,864.60 | £24,867.82 | £263,482.80 |
| 2046 | £8,057.05 | £25,675.37 | £237,807.43 |
| 2047 | £7,223.28 | £26,509.13 | £211,298.30 |
| 2048 | £6,362.44 | £27,369.98 | £183,928.32 |
| 2049 | £5,473.64 | £28,258.78 | £155,669.54 |
| 2050 | £4,555.97 | £29,176.44 | £126,493.09 |
| 2051 | £3,608.51 | £30,123.90 | £96,369.19 |
| 2052 | £2,630.28 | £31,102.13 | £65,267.05 |
| 2053 | £1,620.29 | £32,112.13 | £33,154.92 |
| 2054 | £577.49 | £33,154.92 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Wed Jun 18 2025
All confirmed! We look forward to speaking with you.
Wed Jun 18 2025
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