4 bedroom detached for sale

£590,000

4

Bedrooms

2

Bathrooms

Floorplan

We are delighted to present this stunning extended four bedroom detached family home. Immaculately presented throughout and located within Harrison and Cams Hill School catchment the property boasts a re-fitted kitchen breakfast room, double garage, driveway, family bathroom and ensuite shower room.


On approach you enter the property through Composite double glazed door into a generous entrance hallway with oak and glass balustrade and doors to principal rooms. The ground floor accommodation then consists of a re-fitted stunning kitchen/breakfast room with a high gloss finish, quartz work surfaces, LED lighting and integrated appliances. From the hallway there is also a downstairs WC and to the rear is a fantastic open plan living space with dining area, lounge and further triple aspect family room with a vaulted ceiling, sky lights and French doors leading to the rear garden. On the first floor there is a landing with loft access and doors to four good sized bedrooms plus a modern fitted family bathroom and ensuite shower room to bedroom one. The whole property is immaculately presented throughout and must be viewed to be fully appreciated.

Outside
Located in a quiet cul-de-sac the property is set back from the road with a dropped kerb leading to a block paved driveway with space for multiple vehicles and the remainder of the front garden is well stocked with mature trees, shrubs and bushes. The driveway leads to a double garage with independent up and over doors, lighting, power, window to side aspect and rear entrance. Side access then leads to landscaped private rear garden with a paved patio adjacent to the property plus a further raised paved seating area to the side. The remainder of the garden is predominantly laid to lawn with stepping stones leading to a wooden storage shed which is to remain. The whole garden is surrounded with many mature shrubs and bushes and enjoys a sunny westerly facing aspect.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 489450

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 14750
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 46950
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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