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£650,000
Bedrooms
Bathrooms
We are delighted to present this fantastic 4 bedroom detached house located in the sought after area of Wallington Village. With no forward chain and in Harrison and Cams Hill School catchment the property boasts a larger than average wrap around plot which must be viewed to be fully appreciated.
On approach you enter the property stepping into a generous entrance hallway with stairs to the first floor landing and doors to principal rooms. The ground floor accommodation then consists of good sized kitchen/diner, a very generous open plan lounge/diner with feature bay looking over the garden and feature fireplace, separate utility room and sun room plus a downstairs WC. On the first floor there is a landing with loft access and doors to four double bedrooms plus a fitted four piece bathroom suite. The property offers accommodation stretching over 2000. sq. ft with great potential to further extend subject to planning.
Outside
The property boasts a larger than average plot which wraps around the whole property. To the front aspect a dropped kerb leads to a large block paved driveway offering off street parking for multiple vehicles. At the end of the drive there is a double garage with electric up and over doors, lighting and power. Side access then leads to a generous private garden which is predominantly laid to lawn and well stocked with many mature trees shrubs and bushes. Viewing is highly recommended to appreciate the overall size and potential.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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