2 bedroom terraced for sale

£1,000,000

2

Bedrooms

2

Bathrooms

Floorplan

Tucked away behind its charming faade, this period home has been beautifully refurbished while carefully retaining the essence of a traditional cottage. Extending to approximately 813 sq. ft across three levels, the property offers a rare opportunity to enjoy the village lifestyle just moments from Kew Gardens station.

The ground floor is centred around a stylish open-plan kitchen and dining area, flowing seamlessly into a cosy yet light-filled reception room. A vaulted roof lantern and full-width bi-fold doors bring an abundance of natural light and connect the living space to the landscaped walled garden a tranquil retreat ideal for entertaining or quiet relaxation. This level also features a well-proportioned bedroom and a sleek family bathroom, with the benefit of underfloor heating for modern comfort.

Upstairs, the principal bedroom provides a peaceful haven beneath the eaves, while the lower-ground level offers a versatile study or snug, perfectly suited as a home office or guest room. A spacious loft provides valuable additional storage, while brand-new wooden sash double-glazed windows have been installed throughout, combining period aesthetics with energy efficiency. Both bathrooms and the main living area also enjoy underfloor heating, further enhancing the homes contemporary comforts.

Throughout, the interiors are presented in soft, neutral tones with quality finishes that complement the homes cottage charm. Perfectly positioned within one of Londons most sought-after village settings, Lime Tree Cottage is just a short stroll from Kew Green, the Royal Botanic Gardens and the boutique shops, cafs and restaurants that make Kew such a desirable place to live.

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Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 818950

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 25000
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 68950
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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