4 bedroom semi-detached for sale

£750,000

4

Bedrooms

3

Bathrooms

Floorplan

Capital Estate Agents presents
An outstanding four-bedroom semi-detached home on Annandale Road, Sidcup, offered to the market at 750,000. Built in 2019, this modern property has had only one owner since new and delivers an impressive combination of thoughtful design, high-spec finishes, and family-friendly practicality in a superb location.
Set across three floors, the home offers flexible living for modern life. The ground floor welcomes you with an open-plan living and dining area featuring a beautifully appointed Stoneham kitchen, complete with premium fittings such as a boiling water tap and Karndean flooring. Underfloor heating with Nest remote control adds to the comfort and efficiency. A stylish W.C. sits off the hallway, finished to a high standard. A versatile room on the ground floor provides a perfect space for a home office, playroom, or guest bedroom, adapting seamlessly to suit your lifestyle. Currently being used as a work from home office space.

The first floor comprises three generous double bedrooms and a spacious family bathroom, all centred around a large landing area. The top floor hosts a stunning loft conversion, creating a large principal bedroom with a sleek en suite shower room, ideal for privacy and relaxation. The bathrooms consist of Porcelanosa tiles and Roca sanitaryware.
To the rear, a south-facing garden with a mix of lawn and patio makes for a fantastic outdoor space, ideal for family life or entertaining. Complete with bi-folding doors from the living room, providing a seamless transition from inside to outside. At the front, the driveway offers off-street parking for two cars.
Additional standout features include:
PV solar panels for energy efficiencyVideo doorbell system installed on each floor for added securityDouble glazing and modern insulation throughoutFully working security alarm which has been serviced yearly
Location highlights:
Nestled in the heart of Sidcup, this property is ideal for families with access to highly rated schools such as Days Lane Primary, Our Lady of the Rosary, Bexley Grammar, and Blackfen Secondary School all within close reach. Commuters will appreciate being just a 12-minute walk to Sidcup mainline station, with regular services into London Charing Cross. Shops, supermarkets, cafs, and everyday amenities are all on your doorstep along Halfway Street and Days Lane.
Open day for Saturday 22nd November - call now to book a place.
EPC - A Council Tax Band - GFreehold


Features
  • Freehold

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Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 621450

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 18750
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 58950
  • Mortgage Interest
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    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
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  • Letting Fee
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  • Maintenance
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  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

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Total Profit

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  • Final Equity Profit
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    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
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