4 bedroom semi-detached for sale

£650,000 Guide Price

4

Bedrooms

2

Bathrooms

Floorplan

Capital Estate Agents presents this beautifully maintained four-bedroom semi-detached family home on the ever-popular Penhill Road, offered to the market with a guide price of 650,000675,000.
Step inside to find two bright and versatile reception rooms, ideal for family living or entertaining. At the heart of the home is a generously proportioned kitchen/diner that wraps around to a separate additional space perfect as a utility area or further dining zone. The layout lends itself to a modern lifestyle, with flexible areas that could easily function as a work-from-home office, playroom, or guest room.
Upstairs, the property features three spacious double bedrooms and a comfortable single bedroom, offering plenty of room for growing families. A family bathroom upstairs includes a bathtub, while a second bathroom on the ground floor benefits from a modern shower.
Externally, the home boasts a large driveway for multiple vehicles and a generous rear garden, ideal for outdoor entertaining, childrens play or simply enjoying some private green space.
The location is another highlight. Penhill Road is a well-regarded residential street, moments from a range of local amenities including shops on Sherwood Park Avenue. Commuters will appreciate easy access to the A2, while green spaces such as Penhill Park, Lamorbey Park, Danson Park and the historic Danson House are all within walking distance.
Families will benefit from proximity to sought-after schools, including Bexley Grammar, Chislehurst & Sidcup Grammar, Blackfen School for Girls, and Hurstmere School for Boys, as well as popular primary options like Sherwood and Hurst Primary Schools. Excellent bus routes connect the area to Bexleyheath, Eltham and Greenwich, along with a great selection of local pubs, restaurants, and everyday conveniences all nearby.
This is a truly special family home that balances space, location, and potential in one of Sidcups most desirable settings.


Features
  • Freehold

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 538950

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 16250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 51450
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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