4 bedroom semi-detached for sale

£825,000

4

Bedrooms

2

Bathrooms

Floorplan

'OVER 2000sq ft' Cromwells Wallington are delighted to offer this immaculately presented four bedroom Victorian semi detached family home, situated in a highly sought after road in South Wallington, close to transport links, shops and desirable schools.
This lovely property offers a wealth of accommodation throughout including an extended 24ft family room, two further spacious reception rooms, a cellar, an ensuite shower room, a pretty rear garden and the added benefit of a luxury loft room.

Accommodation - Sheltered entrance
Decorative tiled step

Obscure part glazed wooden front door to

Spacious entrance hall
Solid oak flooring, double panel radiator, ceiling, cornice and ceiling rose, picture rail, dado rail, wall mounted thermostat, access to cellar, single panelled radiator.

Cellar
(Dry storage area)

Lounge
UPVC double glazed windows to front aspect, fitted plantation shutters, solid oak flooring, ceiling cornice and panelling, picture rail, two single panel radiators, feature cast-iron fireplace.

Family room
UPVC double glazed French doors to rear aspect, wood flooring, two single panel radiators, fitted shelving and storage cupboards, feature cast-iron fireplace, picture rail, ceiling cornice.

Dining room
UPVC double glazed window to side aspect, fitted plantation shutters, solid oak flooring, covered radiator, coved ceiling, dado rail.

Kitchen
Range of fitted wall units with matching cupboards and drawers below, granite worktops with inlaid, Franke sink and chrome mixer tap with hose attachment, integrated dishwasher, integrated washing machine and tumble dryer, space for gas range cooker, space for tall standing fridge/freezer, tiled flooring, UPVC double glazed French doors to rear aspect, tiled splash back.

Stairs to 1st floor landing

Main bedroom
UPVC double glazed windows to front aspect, fitted plantation shutters, double panel radiator, wood flooring, picture rail.

Ensuite shower room
Consisting of tiled cubicle with glass side screen and thermostatic shower, wash hand bowl basin with chrome mixer tap and storage cabinet side, low-level pushbutton flush WC, UPVC double glazed window to front aspect, tiled flooring, coved ceiling.

Bedroom two
UPVC double glazed window to rear aspect, double panel radiator, coved ceiling, wood flooring.

Bedroom three
UPVC double glazed window to rear aspect, double panel radiator.

Bedroom four
UPVC double glazed window to side aspect, single panel radiator, coved ceiling.

Bathroom
Three-piece suite comprising panel enclosed bath with chrome mixer tap and thermostatic shower, wash hand basin with chrome mixer tap and storage cupboard below, low-level pushbutton flush WC, heated chrome towel rail, tiled flooring, part tiled walls, coved ceiling , obscure UPVC double glazed window to side aspect.

Stairs to loft room
Two Velux windows to rear aspect, large eaves storage.

Rear garden West facing Approximately 60ft
Large paved patio area leading to lawn section with mature shrubs bordering, fence enclosed, side access, garden shed, outside tap.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 683325

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 20625
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 64575
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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