4 bedroom terraced for sale

£1,300,000 Offers in excess of

4

Bedrooms

2

Bathrooms

Floorplan

Step into a home where timeless elegance meets contemporary comfort - this stunning Victorian terraced beauty is more than just a house; its a story waiting to be told. From the moment you lay eyes on its original brick faade and double-glazed sash windows, youll know youve arrived somewhere special. Inside, the magic continues. A welcoming reception room greets you with hardwood floors, intricate ceiling covings, and a charming cast-iron fireplacethe perfect spot to curl up with a book as the sunlight dances through the large bay window. A second reception room offers a serene escape, flowing seamlessly into the show-stopping extended kitchen/diner. This culinary haven boasts skylights, a central island, sleek integrated appliances, and ample space to entertain. Throw open the bi-fold doors and step into your south-facing garden, where summer barbecues and morning coffees just feel better. Venture upstairs, and youll find three well-proportioned bedrooms, each one a peaceful retreat. The modern shower room, fully tiled and effortlessly stylish, completes this floor. But the real treasure lies abovean exquisite master suite on the second floor. A sanctuary in every sense, this space is complete with a luxurious en-suite featuring both a freestanding bath and a sleek shower cubicle - perfect for unwinding after a long day.

Nestled just moments from Walthamstow Village Conservation Area, this home puts you at the heart of a vibrant community. Orford Road, with its independent boutiques, artisanal cafs, and buzzing pubs, is just minutes away, while Walthamstow Central Station (just half a mile!) whisks you into Central London in no time. And for families? Youre in the coveted catchment for Henry Maynard and St. Mary Primary Schoolssome of the most sought-after in the area. Classic charm, modern convenience, and an unbeatable locationthis is the home youve been dreaming of.

Council Tax Band D
EPC Rating TBC

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £5,622.07

Total Interest: £723,944.93

Overall Total: £2,023,944.93

Amortization For Monthly Payment: £5,622.07 over 30 years ( Based on 3.20% Interest )

YearInterest Principal Balance 
2025£41,217.26 £26,247.57 £1,273,752.43 
2026£40,364.91 £27,099.93 £1,246,652.50 
2027£39,484.88 £27,979.96 £1,218,672.54 
2028£38,576.27 £28,888.56 £1,189,783.98 
2029£37,638.15 £29,826.68 £1,159,957.30 
2030£36,669.58 £30,795.25 £1,129,162.05 
2031£35,669.55 £31,795.29 £1,097,366.76 
2032£34,637.04 £32,827.79 £1,064,538.97 
2033£33,571.01 £33,893.82 £1,030,645.15 
2034£32,470.35 £34,994.48 £995,650.67 
2035£31,333.96 £36,130.87 £959,519.80 
2036£30,160.66 £37,304.17 £922,215.63 
2037£28,949.26 £38,515.57 £883,700.06 
2038£27,698.53 £39,766.30 £843,933.76 
2039£26,407.18 £41,057.65 £802,876.11 
2040£25,073.89 £42,390.94 £760,485.16 
2041£23,697.31 £43,767.53 £716,717.64 
2042£22,276.02 £45,188.81 £671,528.83 
2043£20,808.58 £46,656.25 £624,872.58 
2044£19,293.49 £48,171.35 £576,701.23 
2045£17,729.19 £49,735.64 £526,965.59 
2046£16,114.10 £51,350.73 £475,614.86 
2047£14,446.56 £53,018.27 £422,596.59 
2048£12,724.87 £54,739.96 £367,856.63 
2049£10,947.27 £56,517.56 £311,339.07 
2050£9,111.95 £58,352.88 £252,986.19 
2051£7,217.02 £60,247.81 £192,738.38 
2052£5,260.56 £62,204.27 £130,534.11 
2053£3,240.57 £64,224.26 £66,309.85 
2054£1,154.98 £66,309.85 £0.00 

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 1,081,450

Mortgage Loan to Value

83%

Gross Yield

12%

Annual ROI

34%

Annual Rental Profit

£ 70,403

Cumulative Rental Profit

£ 704,028

Cost of Purchase

£ 106,450
  • Stamp Duty
    £ 71,250

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 32,500
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 85,597
  • Mortgage Interest
    £ 48,665

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £ 20,592
  • Letting Fee
    £ 240
  • Maintenance
    £ 15,600
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£ 1,415,141
  • Final Equity Profit
    £ 711,113

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £ 704,028

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£ 2,117,563

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

The Property has been saved to your favorites

Love the most
Second best
Meets our criteria
May be
Last resort

0 / 5

Enquiry

Book an Appointment

Enter Details

Select Date and Time

May - 2025

MonTueWedThuFriSatSun

Fri May 30 2025

GNB Property

10 Minute Meeting

Fri May 30 2025

  

Check all Details

Submit

Booking Confirmed

All confirmed! We look forward to speaking with you.

10 Minute Meeting

Fri May 30 2025

A calendar invitation has been sent to your email address.
Message