1 bedroom flat for sale

£400,000 Offers in excess of

1

Bedrooms

1

Bathrooms

Floorplan

Step into a perfect blend of timeless character and contemporary style with this beautifully refurbished 502 sq. ft. ground-floor Warner flat. Tucked away on the sought-after Blackhorse Ladder, this charming home offers a rare combination of period elegance, modern touches, and a private garden oasis all without the hassle of an onward chain. From the moment you enter, youre welcomed by the warmth of the inviting front lounge, where herringbone flooring, intricate coving, column radiators and a striking cast iron fireplace create a cozy, character-filled space. A double-glazed sash bay window floods the room with natural light, making it the ideal place to unwind or entertain. Just beyond, the generously sized master bedroom provides a calm and restful retreat, while the stunning four-piece bathroom adds a touch of everyday luxury. The heart of the home lies in the sleek, fully fitted kitchen a perfect blend of modern cabinetry and dining space that invites gatherings with family and friends. Step outside to discover your very own slice of tranquillity: a 43ft sole-use section of garden, perfect for alfresco dining, a morning coffee, or simply soaking in the serenity of your private outdoor haven.

Perfectly positioned under half a mile from both Blackhorse Road and St. James Street stations, commuting is a breeze with the Victoria Line and overground links whisking you into London Liverpool Street in just 20 minutes. Youll also be just steps away from the vibrant Crate17, where a buzzing mix of street food, independent bars, creative spaces, and boutique shopping brings the community to life. And when its time to recharge, the expansive green spaces of Hackney Marshes and Walthamstow Wetlands are just moments away, offering scenic trails and nature-filled escapes. Whether youre a first-time buyer, young professional, or downsizer looking for character and convenience, this stunning Warner flat offers the best of both worlds a stylish home in a thriving, connected neighbourhood.

Leasehold 100+ Years
Ground Rent Peppercorn
Council Tax Band B
EPC Rating TBC

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 332700

Mortgage Loan to Value

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Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

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Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 10000
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 32700
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

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  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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