5 bedroom semi-detached for sale

£900,000 Offers over

5

Bedrooms

2

Bathrooms

Floorplan

'VIDEO TOUR ATTACHED'



Suitably located within close proximity to a number of Upminsters popular schools, under a mile from Upminster Station and just a short stroll to Upminster Park and the town centre, is this five-bedroom semi-detached house.

Amassing over 1,700 sq. ft. of living accommodation, the family home boasts a large reception room, separate dining room, large kitchen, utility room, ground floor shower room, five rooms and a large family bathroom.

Upon entering the home, via the enclosed porch, you are greeted with a bright and welcoming hallway which provides access to all the ground floor living accommodation and has stairs rising to the first floor.

Situated at the front of the home, drawing light from the large bay window to the front elevation, is the lounge. Centred around a beautiful fireplace, further features include deep skirtings, decorative cornice and a lovely ceiling rose.

Towards the rear of the home, measuring 232 x 115, is the through lounge. Decorated with neutral tones and flooded with natural light, from the French patio doors opening onto the rear, further features include deep skirting, decorative cornice and ceiling rose. The room also provides ample space for a dining table and chairs.

The modern kitchen comprises numerous wall and base units, an abundance of worktop space and room for essential appliances. A single patio door provides external access.

Positioned off such, there is a handy utility room which in turn provides access to the ground floor shower room.

Heading upstairs, there are four double bedrooms and a further single currently arranged as a home office. All five rooms are nicely presented with neutral tones.

Rounding off the internal layout is the sizable family bathroom which comprises a double vanity unit, W/C, bidet, bathtub and separate shower cubicle.

Externally, to the front there is a large driveway which provides ample off-street parking, access to the integral garage as well as side gate access.

The 110 rear garden commences with a large patio area whilst the remainder is mostly laid to lawn, flanked by earth borders with established shrubbery. At the base of the garden there is a large summerhouse (188 x 156) which enjoys power and lighting.

Viewing is highly recommended to fully appreciate all this wonderful home.

In compliance with the Money Laundering Regulations 2017, we are legally obligated to verify the identity of all prospective purchasers. This process requires the review of valid photographic identification and an official proof of address.
Should your offer on a property marketed by Chalk Street Estates be accepted, you will be required to complete identity verification through our secure third-party provider, Blinc UK. A non-refundable fee of 15 per purchaser is payable in advance of the verification checks.
Please note that a sale cannot be formally agreed, and a memorandum of sale cannot be issued, until all parties have provided valid identification and the verification process has been successfully completed.

Entrance Porch

Hallway

Reception Room

15 11 x 12 (4.85m x 3.65m) max

Dining / Reception Room

23 2 x 11 5 (7.06m x 3.48m) max

Kitchen

20 2 x 15 11 (6.14m x 4.85m) max

Utility Room

Ground Floor Shower Room

First Floor Landing

Bedroom 1

16 3 x 12 (4.95m x 3.65m) max

Bedroom 2

18 11 x 6 9 (5.76m x 2.06m)

Bedroom 3

12 7 x 11 5 (3.83m x 3.48m)

Bedroom 4

13 x 7 8 (3.96m x 2.34m)

Bedroom 5

7 3 x 6 5 (2.21m x 1.95m)

Family Bathroom

Rear Garden

110 x 29 6 (33.50m x 8.98m) approx.

Outbuilding

18 8 x 15 6 (5.69m x 4.72m)

Garage

16 10 x 7 9 (5.13m x 2.36m)



Features
  • Freehold

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 745200

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 22500
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 70200
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

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This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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