5 bedroom detached for sale

£950,000 Guide Price

5

Bedrooms

3

Bathrooms

Floorplan

Outstanding modern detached home with spacious and versatile accommodation Superbly presented throughout Stunning views across the village to the historic parish church Pleasant garden Double garage plus off-street parking Highly desirable village location

The Property - Standing above the centre of the village, this exceptional modern detached home enjoys outstanding views over the roofscape of historic Ashwell and the fine parish church. The spacious and versatile accommodation provides three reception rooms, kitchen/breakfast room, utility room, cloakroom/WC and attached double garage on the ground floor. There are five bedrooms, one with an en suite wet room with shower, a second with en suite shower room, plus a well-appointed family bathroom on the first floor.

Immaculately presented throughout, the house is just over 20 years old, constructed of insulated cavity brickwork under a pitched tiled roof and benefits from double-glazing and gas fired central heating.

The Outside - The house is set in a plot measuring approximately 132 by 48 (40.37m x 14.77m) overall. The front garden is laid to lawn with herbaceous borders and ornamental conifers and shrubs, including a mature magnolia. The herring-bone brick paved driveway provides good off-street parking and leads to the attached double garage.

Gates to either side of the house lead to the rear garden, which is some 38 (11.7m) in depth. A walled and paved terrace adjoins the rear of the house, with steps down to the lawn. The garden includes herbaceous borders with ornamental shrubs and conifers.

The Location - Backing on to the Ashwell Conservation Area, although not within it itself, Moules Yard is an exclusive private close of just six substantial individual detached houses. It is set on the southern side of the historic large village of Ashwell, which boasts a wealth of fine period properties making most attractive street scenes. It is well served by local shopping, pubs, restaurants, primary school, doctors and dentists surgeries and other facilities. Ashwell & Morden railway station is just 2.4 miles away in the neighbouring hamlet of Odsey. The station is on the Cambridge to London mainline and regular services run throughout the day. The fastest services to London St Pancras take 47 minutes, to Cambridge 19 minutes. Alternative stations are available in the nearby towns of Baldock, Letchworth Garden City, Hitchin and Royston, along with a wide range of other amenities.

Ashwell lies just north of the east-west A505 and 3.7 miles from Junction 10 on the A1(M).

Services - MAINS water, sewerage, gas and electricity are connected to the property.
BROADBAND: A choice of providers with claimed download speeds of up to 950 Mbps.
MOBILE SIGNAL: Most providers claim up to 4G coverage, some claim to provide 5G.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 775200

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 23750
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 62700
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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