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£600,000 Guide Price
Bedrooms
Bathrooms
Attractive traditional Garden City semi Superb open-plan family room/kitchen/dining room Pleasant garden Off-street parking and garage Sought-after location
The Property - This delightful early Garden City semi detached house has lost none of its original charm by being extended and updated. Indeed the open-plan family room, kitchen and dining/garden room adds a whole extra dimension to this very attractive home. There is also a separate sitting room and the kitchen is complemented by a utility room. The three bedrooms are served by a well-appointed first floor bathroom.
The original house is constructed of solid brick, roughcast rendered externally, under a pitched tiled roof. The extension is of insulated cavity construction under an insulated flat roof incorporating a fine double-glazed lantern. The house benefits from double-glazing and gas fired central heating.
The Outside - The house is set back from the road in a plot measuring approximately 130 by 36 (39.62m x 10.97m) overall. The front garden is screened by a hedge and laid to lawn. The shingle driveway and turning area providing off-street parking for 3 or 4 cars and leading to the detached single garage.
A side gate opens from the drive to the well-screened rear garden which is some 79 (24.08m) in length and laid to lawn with an extensive block paved patio, herbaceous borders, pergola and ornamental shrubs.
The Location - 72 Baldock Road is conveniently located within the Letchworth Conservation Area, half a mile to the south of the town centre and less than a mile from the mainline railway station. Letchworth Garden City is on the Cambridge to London mainline with the fastest service to London Kings Cross taking just 29 minutes with Cambridge 27 minutes away in the other direction. For those who travel by car, Junction 9 on the A1(M) is just over a mile away.
Designed in the early 20th Century to combine the benefits of town and country, Letchworth Garden city was the worlds first example of this concept and succeeds to this day in achieving its aim. It provides outstanding green open spaces, excellent schools, shops and leisure facilities. Pixmore Junior School is conveniently nearby.
Services - MAINS water, sewerage, gas and electricity are connected to the property.
BROADBAND: A choice of providers with claimed download speeds of up to 1000 Mbps.
MOBILE SIGNAL: Most providers claim up to 5G coverage, some only 4G.
The Letchworth Garden City Heritage Foundation - To maintain the integrity of the Garden City concept and design, properties are subject to the additional planning requirements of the Heritage Foundation.
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Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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