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£720,000 Guide Price
Bedrooms
Bathrooms
Attractive detached family home with spacious & versatile accommodation Delightful gardens front & rear Off-street parking & integral garage Fine village location CHAIN FREE
The Property - This attractive individual detached house provides spacious family accommodation. The ground floor includes a large through sitting room, separate dining room, kitchen/breakfast room, utility room and cloakroom/WC. On the first floor, there are 4 bedrooms, with en-suite shower room to the master, a dressing room/study area and a family bathroom.
The house is constructed of a combination of solid brick, insulated cavity brickwork and insulated timber frame under a pitched tiled roof. The property has in the past experienced some slight structural cracking. A survey determined that the culprits were a number of trees, whose roots were drying out the subsoil. These have been removed, and the property stabilised. Full remedial work has been carried out and no further movement has occurred. The house benefits from double-glazing and central heating supplied by an LPG fired boiler.
The Outside - The house stands elevated above the road in a plot measuring approximately 98 by 59 (29.9m x 18m) overall. It is screened from the road by a mature hedge and the front garden is laid to lawn with herbaceous beds and borders and a stone chipping patio. The LPG storage tank is located below ground in the front lawn. The block-paved driveway provides off-street parking and leads to the integral garage.
There is a lovely and private rear garden, some 56 (17m) in depth, which is laid to lawn with block paved paths, herbaceous borders and ornamental shrubs, bamboo and trees. There is also a timber garden shed.
The Location - The property is situated on the western side of the sought-after village of Weston, conveniently located just 3 miles south of Baldock, 3.5 miles from the centre of Letchworth Garden City and less than 5 miles from Hitchin. All three towns offer a wide range of facilities including excellent schools, shopping, leisure facilities and mainline railway stations with regular services to London and Cambridge. Stevenage station is only 5 miles away and offers the fastest services into London of all at just 23 minutes to Kings Cross. For drivers, the junction of the A1(M) and A505 is only a mile and a half away.
Weston is a thriving community and well served by a village shop/post office, The Cricketers Pub, the primary school, parish church and numerous sports clubs and their facilities.
Services - MAINS water, sewerage and electricity are connected to the property.
BROADBAND: A choice of providers with claimed download speeds of up to 1800 Mbps.
MOBILE SIGNAL: Most providers claim up to 4G coverage.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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