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£1,150,000 Guide Price
Bedrooms
Bathrooms
A 3 bedroom detached bungalow located in a prestigious cul-de-sac in High Barnet ' QE Boys within .4 of a mile and QE Girls, High Barnet tube station both within 1.4 miles ' Kitchen dining room ' Two bathrooms ' Off street parking ' Double garage ' Potential to extend STPP ' CHAIN FREE '
STORM PORCH: Leading onto front door,
L SHAPED ENTRANCE HALL: 179 x 206 max
coving to ceiling, single radiator, power points, cupboard housing fuse board and shelving, airing cupboard with copper insulated cylinder,
cupboard housing Worcester Bosch boiler, access to loft.
LOUNGE DINING ROOM: 29 into square bay x 1711 narrowing to 1211 in dining area,
Lounge, window overlooking front, coving to ceiling, 2 x radiators, built in dresser, TV aerial point, power points.
Dining area, French doors leading onto rear garden, 2 x double radiator, serving hatch to kitchen, coving to ceiling.
KITCHEN BREAKFAST AREA: 1710 x 116 narrowing to 7x 7 in breakfast area.
Base and eye level units with under cupboard lighting, worksurfaces to 3 sides walls behind tiled, Bosch double oven, Bosch built in microwave above, electric hob with extractor fan above, partly tiled walls, one and a half bowl sink and drainer, integrated washing machine, dishwasher and fridge freezer, tiled floor window overlooking rear garden.
Leading through to breakfast area.
Built in seating, door to garden, radiator, tiled floor.
BEDROOM: 169 to rear of wardrobe x 156 to rear of wardrobe.
Window overlooking rear garden, double radiator, built in wardrobes with bed built into centre and built in dresser, coving to ceiling, access to,
ENSUITE BATHROOM:
Suite comprising of low level flush WC, bath with mixer taps with shower attachment, separate shower cubicle, vanity unit with his and hers wash hand basin, radiator, frosted window, tiled walls, extractor fan.
BEDROOM: 1111 max x 1211
Window overlooking front, double radiator, power points, built in cabinet, coving to ceiling.
BEDROOM: 10 to rear of wardrobes x 811
Window overlooking front, coving to ceiling range of built in wardrobes bed inset into centre, double radiator.
SHOWER ROOM: Suite comprising of low level flush WC, shower cubicle with thermotic shower, vanity unit with wash hand basin, single radiator, double glazed frosted window, tiled walls, shaver point.
REAR GARDEN: initial paved patio area leading round to fenced side access, and onto side access with gate on the other side of property, garden laid to lawn with mature borders, 2 x sheds.
DOUBLE GARAGE: 164 x 174
With remote controlled garage doors power and light and door to garden, with driveway Infront and parking for several cars.
TENURE: FREEHOLD
LOCAL AUTHORITY: BARNET
COUNCIL TAX BAND: G
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £4,973.37
Total Interest: £640,412.82
Overall Total: £1,790,412.82
Amortization For Monthly Payment: £4,973.37 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £36,461.42 | £23,219.01 | £1,126,780.99 |
| 2026 | £35,707.42 | £23,973.01 | £1,102,807.98 |
| 2027 | £34,928.93 | £24,751.50 | £1,078,056.48 |
| 2028 | £34,125.16 | £25,555.27 | £1,052,501.21 |
| 2029 | £33,295.29 | £26,385.14 | £1,026,116.08 |
| 2030 | £32,438.47 | £27,241.96 | £998,874.12 |
| 2031 | £31,553.83 | £28,126.60 | £970,747.52 |
| 2032 | £30,640.46 | £29,039.97 | £941,707.55 |
| 2033 | £29,697.43 | £29,982.100 | £911,724.55 |
| 2034 | £28,723.77 | £30,956.65 | £880,767.90 |
| 2035 | £27,718.50 | £31,961.92 | £848,805.98 |
| 2036 | £26,680.59 | £32,999.84 | £815,806.13 |
| 2037 | £25,608.96 | £34,071.46 | £781,734.67 |
| 2038 | £24,502.54 | £35,177.88 | £746,556.79 |
| 2039 | £23,360.19 | £36,320.23 | £710,236.56 |
| 2040 | £22,180.75 | £37,499.68 | £672,736.88 |
| 2041 | £20,963.00 | £38,717.43 | £634,019.45 |
| 2042 | £19,705.71 | £39,974.72 | £594,044.73 |
| 2043 | £18,407.59 | £41,272.84 | £552,771.89 |
| 2044 | £17,067.31 | £42,613.11 | £510,158.78 |
| 2045 | £15,683.52 | £43,996.91 | £466,161.87 |
| 2046 | £14,254.78 | £45,425.65 | £420,736.22 |
| 2047 | £12,779.65 | £46,900.78 | £373,835.45 |
| 2048 | £11,256.62 | £48,423.81 | £325,411.64 |
| 2049 | £9,684.12 | £49,996.30 | £275,415.33 |
| 2050 | £8,060.57 | £51,619.86 | £223,795.47 |
| 2051 | £6,384.29 | £53,296.14 | £170,499.33 |
| 2052 | £4,653.57 | £55,026.85 | £115,472.48 |
| 2053 | £2,866.66 | £56,813.77 | £58,658.71 |
| 2054 | £1,021.72 | £58,658.71 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Wed May 21 2025
All confirmed! We look forward to speaking with you.
Wed May 21 2025
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