4 bedroom semi-detached for sale

£865,000 Guide Price

4

Bedrooms

2

Bathrooms

Floorplan

This semi detached family home offers unique space with a large summerhouse to the rear of the garden and a two room annexe to the side ' Overlooking Oak Hill Park, the property comprises four bedrooms and two bathrooms, and further accommodation above the detached garage '

Front door leading into

ENTRANCE HALL 151 x 64

Stairs leading to landing, double radiator, wood flooring, power points, understairs storage cupboard.

GUEST CLOAKROOM : concealed flush WC, wall mounted wash hand basin, exposed brick feature wall, tiled flooring.

THROUGH LOUNGE/DINING ROOM 300 into bays x 131 > 89

Double glazed bay windows overlooking front with views over Oak Hill Park, double radiator, wood flooring, power points, double glazed sliding patio doors leading onto rear garden.

KITCHEN/BREAKFAST ROOM 2211 x 105 > 911

Kitchen area : base and eye level units, granite work surfaces to three sides, stainless steel sink with milled drainer, pelmet lighting, glass splashback tiles, plumbing for dishwasher and washing machine, space for fridge freezer, Neff electric hob, Neff double oven to side, tiled flooring, double glazed window overlooking rear garden, double glazed door leading onto rear garden.

Breakfast area : TV aerial point, power points, concealed radiator, tiled flooring.

LANDING : stairs leading to bedroom 4.

BEDROOM 145 into bay x 1110 to rear of wardrobes

Double glazed bay windows overlooking front with views over Oak Hill Park, single radiator, power points, wood flooring.

BEDROOM 116 x 1110 max

Double glazed window overlooking rear garden, single radiator, wood flooring, power points.

BEDROOM 79 x 75

Double glazed window overlooking front with views over Oak Hill Park, single radiator, power points.

BATHROOM 78 x 80

Low level flush WC, vanity unit with wash hand basin, panelled jacuzzi bath, separate tiled shower cubicle, chrome heated towel rail, tiled walls, tiled flooring, double glazed frosted window.

Stairs leading to BEDROOM 175 into eaves x 132

Juliette balcony overlooking rear garden, single radiator, power points, Velux windows to front, eaves storage, TV aerial point, power points.

ENSUITE SHOWER ROOM : concealed flush WC, vanity unit with wash hand basin, tiled walls, tiled flooring, shower, chrome heated towel rail. double glazed frosted window.

REAR GARDEN : initial patio area leading to office, mainly laid to lawn, steps leading up to rear.

ANNEXE

ROOM 1 82 x 711

Double glazed door, double glazed window, laminate flooring, power points.

SHOWER ROOM : low level flush WC, vanity unit with wash hand basin, shower cubicle, tiled walls.

ROOM 2 117 x 85

Double glazed window overlooking rear garden, laminate flooring, power points.

SUMMERHOUSE 2311 x 128

Double glazed sliding doors, double glazed windows, armoured cable (not connected), large decked area with views towards Oak Hill Park.

DETACHED GARAGE 205 max x 110

Power and light, double doors.

UTILITY AREA : power and light, capped plumbing.

OFFICE AREA 1210 x 911

Window overlooking Oak Hill Park, power and light, wood flooring.

FRONT OF PROPERTY : off street parking for several vehicles.

BARNET COUNCIL TAX BAND F

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 716325

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 21625
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 67575
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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