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£690,000
Bedrooms
Bathrooms
Spacious & Versatile Family Home in Sought-After Southsea
Located in a highly desirable area of Southsea, close to shops, cafs, bars and restaurants, this charming and versatile family home offers exceptional space and flexibility.
A large walled courtyard to the front provides valuable off-road parking, a rare bonus in this sought-after community. Steps lead to the entrance porch, featuring stylish flooring, which opens into a welcoming hallway with wooden flooring. Stairs lead both to the first floor and the lower ground floor.
To the front, the elegant living room boasts a floor-to-ceiling bay window, high ceilings, decorative coving, and a wooden feature fireplaceperfect for relaxing or entertaining. Across the hallway, another spacious living area features a fireplace, wooden flooring, and a side window. This leads to a modern, light-filled kitchen with dual-aspect windows, a double oven, a large hob unit, ample storage, and space for appliances.
The first floor hosts the main bedroom, which has ample room for wardrobes and access to a generous en-suite with a bath, separate shower and his-and-her sinks. A second large double bedroom offers ample space for wardrobes. A separate family bathroom is also on this floor.
The second floor features two bright and airy bedrooms with excellent storage, and the back bedroom has heritage Velux windows.
The lower ground floor provides additional versatile space, including a comfortable living room which could serve as a fifth bedroom, a handy storage area, a second well-equipped kitchen/breakfast room with feature seating, a large utility area, and a shower room.
The beautifully landscaped rear garden offers mature shrubs, stylish fencing, and a fantastic outdoor entertaining space.
Early viewing is highly recommended for this spacious and adaptable home in a prime location!
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £2,984.02
Total Interest: £384,247.69
Overall Total: £1,074,247.69
Amortization For Monthly Payment: £2,984.02 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £21,876.85 | £13,931.40 | £676,068.60 |
| 2026 | £21,424.45 | £14,383.81 | £661,684.79 |
| 2027 | £20,957.36 | £14,850.90 | £646,833.89 |
| 2028 | £20,475.10 | £15,333.16 | £631,500.73 |
| 2029 | £19,977.17 | £15,831.08 | £615,669.65 |
| 2030 | £19,463.08 | £16,345.17 | £599,324.47 |
| 2031 | £18,932.30 | £16,875.96 | £582,448.51 |
| 2032 | £18,384.28 | £17,423.98 | £565,024.53 |
| 2033 | £17,818.46 | £17,989.80 | £547,034.73 |
| 2034 | £17,234.26 | £18,573.99 | £528,460.74 |
| 2035 | £16,631.10 | £19,177.15 | £509,283.59 |
| 2036 | £16,008.35 | £19,799.90 | £489,483.68 |
| 2037 | £15,365.38 | £20,442.88 | £469,040.80 |
| 2038 | £14,701.53 | £21,106.73 | £447,934.07 |
| 2039 | £14,016.12 | £21,792.14 | £426,141.93 |
| 2040 | £13,308.45 | £22,499.81 | £403,642.13 |
| 2041 | £12,577.80 | £23,230.46 | £380,411.67 |
| 2042 | £11,823.43 | £23,984.83 | £356,426.84 |
| 2043 | £11,044.55 | £24,763.70 | £331,663.14 |
| 2044 | £10,240.39 | £25,567.87 | £306,095.27 |
| 2045 | £9,410.11 | £26,398.15 | £279,697.12 |
| 2046 | £8,552.87 | £27,255.39 | £252,441.73 |
| 2047 | £7,667.79 | £28,140.47 | £224,301.27 |
| 2048 | £6,753.97 | £29,054.29 | £195,246.98 |
| 2049 | £5,810.47 | £29,997.78 | £165,249.20 |
| 2050 | £4,836.34 | £30,971.92 | £134,277.28 |
| 2051 | £3,830.57 | £31,977.68 | £102,299.60 |
| 2052 | £2,792.14 | £33,016.11 | £69,283.49 |
| 2053 | £1,719.100 | £34,088.26 | £35,195.23 |
| 2054 | £613.03 | £35,195.23 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Thu Jun 26 2025
All confirmed! We look forward to speaking with you.
Thu Jun 26 2025
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