4 bedroom terraced for sale

£495,000

4

Bedrooms

1

Bathrooms

Floorplan

Situated in a highly sought-after area, this charming four-bedroom townhouse offers easy access to local amenities and excellent transport links out of the city. The property boasts a thoughtfully designed layout across three floors, providing ample space and comfort for modern living.

Upon entering, you are greeted by a welcoming hallway that leads to a convenient downstairs toilet and a spacious utility room. From here, you can access the garden, which is mainly laid to lawn, offering a outdoor space for relaxation and recreation. The garden opens on to the private communal area. The garage is accessed from the patio providing secure parking and additional storage.

The first floor is the heart of the home, featuring a fully fitted kitchen and open-plan dining and living area. This bright and airy space has access to a balcony, perfect for enjoying your morning coffee or evening drinks. Additionally, the fourth bedroom is located on this floor, which could be used as an office or hobby space.

Moving to the second floor, you will find three well-appointed bedrooms. Two of the bedrooms are generous doubles with built-in storage. The family bathroom faces to the rear with a shower over bath. Bedroom two also benefits from access to a second balcony, adding to the propertys charm and functionality.

This delightful townhouse is ideal for families and professionals alike, combining comfort, style, and practicality in a prime location. with the potential for upgrading, this property could become a stunning home.

Material Information:

Tenure: Freehold

Council Tax: E

Electricity: Mains Supply

Heating: Gas supply

Water Supply: Mains supply

Sewage: Mains Supply

Broadband: standard, Superfast and Ultrafast Fibre are all available in this area

Parking: Garage

Mobile: Ofcom official website checker states that EE, Vodafone, O2 and Three all have availability in the area

Flood Risk: Low risk



EPC Rating: C

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 411075

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 12375
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 39825
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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