4 bedroom terraced for sale

£397,000

4

Bedrooms

2

Bathrooms

Floorplan

This attractive four-bedroom family home combines period charm with contemporary comfort and is ideally situated close to esteemed schools, green spaces, and excellent transport links.

A neat front garden leads into a welcoming hallway, showcasing stunning stained glass windows, elegant wooden bannisters, wood flooring, a traditional radiator, and useful understairs storage. The wood floors flow through to the spacious living room, which boasts a striking feature fireplace, a bay window, and classic coving, offering a perfect space for relaxing evenings. The generous dining room, also with a feature fireplace, opens via French windows to a versatile sunroom overlooking the gardenideal for hobbies, appliances, or simply unwinding. Patio doors provide seamless access to the low-maintenance garden. The fully fitted kitchen is finished in a contemporary style and includes a butlers sink.

Upstairs, the modern tiled bathroom is fitted with a shower over the bath. There are two double bedrooms, both offering ample storage, whilst the third bedroom would suit a child, guest, or home office.

On the second floor, the light-filled main bedroom features velux windows, built-in storage and a stylish ensuite.

The garden is divided into two areas: a paved, enclosed section with mature shrubs, a shed and access to the double garage; and a grassy area for extra parking and storage. This is a truly versatile home, ready for family life.

Material Information:

Tenure: Freehold

Council Tax: Band C

Electricity: Mains Supply

Heating: Gas supply

Water Supply: Mains supply

Sewage: Mains Supply

Broadband: standard, Superfast and Ultrafast Fibre are all available in this area

Parking: Double garage and additional off street parking

Mobile: Ofcom official website checker states that EE, Vodafone, O2 and Three all have availability in the area

Flood Risk: Low risk



EPC Rating: D

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Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 330225

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 9925
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 32475
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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