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17 Queens Road, Buckhurst Hill, Essex
£475,000 Offers in excess of
Bedrooms
Bathrooms
Chain Free | Large Lounge | Dining Area | Low Maintenance Rear Garden | Three Bedrooms | Family Bathroom | Garage | Off-Street Parking | Side Access | 0.7 Miles To Debden Central Line Station | Amenities Nearby | Walking Distance To Primary & Secondary Schools | EPC: D | Council Tax Band: D
This charming end-terraced house located in a quite cul-de-sac presents an excellent opportunity for families seeking a comfortable and convenient home. Spanning an impressive 979 square feet, this end-terraced property boasts a well-thought-out layout, perfect for modern living. Upon entering, you are welcomed into a spacious lounge that invites relaxation and social gatherings. Adjacent to this, a separate lounge area offers versatility, allowing for various uses such as a playroom, study, or additional living space. The kitchen is well-equipped with ample cupboard storage and generous worktop areas, making it a delightful space. The first floor features three sizeable bedrooms, providing plenty of room for family members or guests. The family bathroom is conveniently located, ensuring ease of access for all. Outside, the low-maintenance garden at the rear offers a peaceful retreat, ideal for enjoying sunny days or hosting barbecues with friends and family. The property also benefits from side access, off-street parking, and a garage, adding to its practicality. Situated in a quiet street, this home is offered on a chain-free basis, making it an attractive option for prospective buyers. Families will appreciate the proximity to highly rated primary and secondary schools, ensuring quality education is just a stones throw away. Additionally, local shops and public transport links are within walking distance, enhancing the convenience of this delightful location.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £2,054.22
Total Interest: £264,518.34
Overall Total: £739,518.34
Amortization For Monthly Payment: £2,054.22 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £15,060.15 | £9,590.46 | £465,409.54 |
| 2026 | £14,748.72 | £9,901.90 | £455,507.64 |
| 2027 | £14,427.17 | £10,223.45 | £445,284.20 |
| 2028 | £14,095.17 | £10,555.44 | £434,728.76 |
| 2029 | £13,752.40 | £10,898.21 | £423,830.55 |
| 2030 | £13,398.50 | £11,252.11 | £412,578.44 |
| 2031 | £13,033.10 | £11,617.51 | £400,960.93 |
| 2032 | £12,655.84 | £11,994.77 | £388,966.16 |
| 2033 | £12,266.33 | £12,384.28 | £376,581.88 |
| 2034 | £11,864.17 | £12,786.44 | £363,795.44 |
| 2035 | £11,448.95 | £13,201.66 | £350,593.77 |
| 2036 | £11,020.24 | £13,630.37 | £336,963.40 |
| 2037 | £10,577.62 | £14,072.100 | £322,890.41 |
| 2038 | £10,120.62 | £14,529.100 | £308,360.41 |
| 2039 | £9,648.78 | £15,001.84 | £293,358.58 |
| 2040 | £9,161.61 | £15,488.100 | £277,869.58 |
| 2041 | £8,658.63 | £15,991.98 | £261,877.60 |
| 2042 | £8,139.31 | £16,511.30 | £245,366.30 |
| 2043 | £7,603.13 | £17,047.48 | £228,318.83 |
| 2044 | £7,049.54 | £17,601.07 | £210,717.76 |
| 2045 | £6,477.97 | £18,172.64 | £192,545.12 |
| 2046 | £5,887.84 | £18,762.77 | £173,782.35 |
| 2047 | £5,278.55 | £19,372.06 | £154,410.29 |
| 2048 | £4,649.47 | £20,001.14 | £134,409.15 |
| 2049 | £3,999.96 | £20,650.65 | £113,758.51 |
| 2050 | £3,329.36 | £21,321.25 | £92,437.26 |
| 2051 | £2,636.99 | £22,013.62 | £70,423.64 |
| 2052 | £1,922.13 | £22,728.48 | £47,695.16 |
| 2053 | £1,184.05 | £23,466.56 | £24,228.60 |
| 2054 | £422.01 | £24,228.60 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
17 Queens Road, Buckhurst Hill, Essex
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Sun Jun 01 2025
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Sun Jun 01 2025
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