4 bedroom detached for sale

£715,000 Guide Price

4

Bedrooms

2

Bathrooms

Floorplan

The current owners of The Creek have completed a remarkable renovation of this delightful four bedroom home, creating a truly stunning family residence. Situated on the edge of the ever popular village of Cosheston, this detached Victorian property combines a superb location with a home that seamlessly blends character charm and modern convenience. The large gardens extend to the front and rear of the property, with a long driveway leading down to the ever changing waters of the Cleddau Estuary. From its peaceful position on a quiet country lane, the entire South Pembrokeshire coastline is on your doorstep, with both the village of Cosheston and the town of Pembroke within easy reach.

Entering the property, you arrive in the beautifully restored central hallway, which boasts stunning quarry tiles. Features such as these tiles, the elegant architraves, and stained glass have been seamlessly combined with new additions like cast iron radiators and a solid ash kitchen, enhancing the homes original features and elevating them to another level. From the central hallway, you access three generously sized reception rooms, each with either a multi-fuel or gas stove. Moving towards the rear of the property, you pass through the fantastic kitchen, which features a range of handmade solid ash cabinetry, a fully restored Aga, and a selection of fitted white goods. At the rear, youll find a wonderful addition to the home: a superb sunroom overlooking the rear gardens. Off this space lies a handy utility/boot room and a downstairs cloakroom.

Upstairs, there are three luxurious double bedrooms along with one single which would be ideal as a home office. All bedrooms enjoy lovely views of the gardens and surrounding countryside, with the master also benefiting from an ensuite shower room. The character features continue on this floor with a large stained glass window above the staircase, along with feature fireplaces in the double bedrooms. A beautifully finished family bathroom completes the accommodation.

Externally, the property sits within approximately three-quarters of an acre of gardens, which extend some 300 yards from front to back. The grounds include a formal garden to the front, a large lawn to the rear, a wildflower garden, and a productive allotment near the rear boundary. The Creek also benefits from a large parking area and a detached double garage. Beyond the garage is a spacious timber cabin, ideal as a studio or entertaining space.

The village of Cosheston is rightly regarded as one of the most popular in the area, offering a warm, thriving community with an award-winning pub and a primary school. The village is surrounded by pristine countryside, with numerous walks leading down to the nearby Cleddau Estuary. The towns of Pembroke and Pembroke Dock are both within easy reach, offering a wide range of shops, transport and further amenities.

The Creek is a fabulous example of a renovation project that not only celebrates its past, but builds on it to create a truly exceptional home. When combined with its superb setting in one of Pembrokeshires most desirable villages, The Creek is a true gem of a property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 592575

Mortgage Loan to Value

%

Gross Yield

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Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 17875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 56325
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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