4 bedroom detached for sale

£460,000

4

Bedrooms

2

Bathrooms

3

Reception

Complete estate agents are delighted to offer this immaculately presented and extended four bed detached family home situated in a private cul-de-sac on the favoured Hunters Meadow. Ideally placed for the Oaks school and close to a host of local amenities including access to our cherished Kennet & Avon canal walks on the fringe of Bowerhill. Based on two floors the accommodation comprises, an entrance porch, hallway, cloakroom, bespoke Cheverel fitted kitchen/dining room, utility room, living room and snug. On the first there are four bedroom, an en-suite, dressing room and a family bathroom. Externally there is a double detached garage with a spacious home office/ Annex above and a storage shed. Driveway and parking for several cars. The lovely and enclosed rear garden has been landscaped for ease of maintenance. Viewing is strongly recommended.Situation - On favoured Bowerhill with good access to the canal walks at the fringe of Bowerhill, and close to both the Oaks Secondary school and Bowerhill primary school, a Tesco convenience store, public house and the village Hall. Open fields close by in turn lead to tow path walks along the Kennet and Avon canal. The town centre of Melksham is within easy access with a range of amenities which include the new and recently opened fitness centre, swimming pool with a library, a variety of shops, eateries and supermarkets, doctors and dentist surgeries. For a further range of amenities the towns of Devizes, Trowbridge, Corsham and Chippenham are within easy access, the latter having a mainline rail station with links to (London - Paddington) and access to the M4 motorway via junction 17 thus offering excellent access to the major centres of Bath, Bristol, Swindon and London. The Georgian city of Bath lies some 12 miles away. Accommodation PorchWith a double glazed window and door to the front, underfloor heating, laminate flooring.Hallway Stairs to first floor with bespoke built in cupboards with shelving. Wood laminate flooring, Radiator.CloakroomLow level W.C, vanity unit sink and cupboard, tiled splashbacks, vinyl flooring, ladder style radiator.Living RoomDouble glazed window to the front, stone fireplace with multi fuel burning stove, bespoke fitted unit, radiators and double doors to-SnugDouble glazed window to the rear, bi-folding doors with inset fitted blinds to the side elevation, T.V point, column radiator.Kitchen /Dining Room Double glazed windows to the front and rear. Bespoke Cheverel hand painted fitted kitchen with integrated appliances consisting of a dishwasher, fridge/freezer, microwave, belling range style cooker with extractor hood over, granite worktops with inset sink and upstands, column radiator, laminate flooring, recessed lighting.Utility Bespoke fitted Cheverel cupboards with granite worktops and up stands, space for fridge/freezer and washing machine, concealed wall mounted gas boiler, column radiator. Double glazed door to the rear garden.Landing Access to part boarded loft space, doors to all rooms.Bedroom one Double glazed window to the front, built in double wardrobes, radiator, door to-En-suite Fully tiled shower cubicle with power shower fitted, under floor heating, vanity unit sink and cupboard below, wall mounted mirrored cupboard with lighting and USB sockets. Enclosed W.C, with concealed flush. Chrome towel radiator. Double glazed window to the side. Bedroom Two Double glazed windows to the rear, fitted units and wardrobe, radiator.Bedroom Three Double glazed window to the front, built in double wardrobes, radiator.Bedroom FourDouble glazed window to the rear, built in cupboard and shelving, radiator.Family BathroomDouble glazed window to the rear, bath with hand shower, corner sink with cupboard below, low level W.C, chrome ladder radiator, ceramic flooring.Dressing Room Fully fitted cupboards with shelving and drawers.Outside Double Garage & Driveway Electric roll up doors to the front, power and lighting, personal door to the side. Parking for several viehcles.Home Office / AnnexStairs with hand rail to the side, double glazed door to the side, double glazed dorma windows to the front, laminate flooring, electric heating and eves storage.Gardens To the front is open and laid to lawn with an ornamental tree.Rear GardenThis beautiful rear garden was designed for ease of maintenance and includes an attractive artificial raised lawn with paving, a timber pergola with a slate roof, storage shed with power and light, external lighting.These particulars, whilst believed to be accurate are set out as a general outline only for guidance and do not constitute any part of an offer or contract. Intending purchasers should not rely on them as statements of representation of fact, but must satisfy themselves by inspection or otherwise as to their accuracy. No person in this firms employment has the authority to make or give a representation or warranty in respect of the property. Floor plan measurements and distances are approximate only and should not be relied upon. We have not carried out a detailed survey nor tested the services, appliances or specific fittings.



Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 382200

Mortgage Loan to Value

%

Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 11500
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 37200
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

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Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

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Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
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    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
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    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

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This is the property value at the end of the investment based on an assumed rate of % house price inflation.

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