5 bedroom detached for sale

£595,000 Guide Price

5

Bedrooms

2

Bathrooms

3

Reception

Complete estate agents are delighted to offer for sale this lovely SPACIOUS FAMILY HOME positioned in is a quiet and highly regarded close. Walking distance to SHOPS, PARKS, SCHOOLING and LAKESIDE WALKS. Double Garage with Driveway Parking. ""The current owners have lived here from new and the sole reason for the sale now is due to a relocation. Due to this situation, the design of the home and location; VIEWINGS ARE VERY MUCH ADVISED.The home is well-presented with good sized accommodation and a design that enjoys a natural flow throughout. Additionally, there is a Water Softener fitted and a very good sized Rear Garden!Entry into the home is via the front door that opens onto the spacious and welcoming Reception Hallway. From here you will see stairs that lead to the first floor with a storage cupboard, Cloakroom and doors that open to the Sitting Room, Family Room and the Kitchen. The Sitting Room is a very comfortable size with an eye-catching central fireplace and double aspect windows that allow the natural light to penetrate through.""From the Hallway there is a door that opens into the Family Room. This is a very spacious room that also has door through to the Kitchen. Due the size of the room (165 x 94 max) there are plenty of options for this room that include home office, therapy room or just convenient family space!The Kitchen/Dining Room is fitted with ample wall and base storage units, a seven ring cooking range and integrated Dish Washer and Fridge/Freezer. The window overlooks the Rear Garden and is an archway to the side which gives access to the Dining Room. The Dining Room benefits from a garden view and has double doors that lead out to the patio. To the other side of the Kitchen is a the Utility Room. Storage units are fitted with a work surface and there is space for a Washing Machine and a Tumble Dryer. A door also opens to the Rear Garden. The first-floor landing has stairs leading up to the second floor and doors that open to:The Master Bedroom is a very comfortable double room in size with a dressing area incorporating fitted wardrobes. The En-suite shower room has a w/c, wash hand basin and double width shower cubicle. Bedroom three measures 132 x 10 (max) and benefits from having a rear view window and a fitted three door wardrobe and dressing/office tableBedrooms five is also a large single or a double room which is currently used as a handy home office. ""The Family Bathroom is also located on the first floor, and again, in keeping with the style of the home, is good in size and has a panelled bath, w/c and a separate alcove that has the shower cubicle and wash hand basin.The second floor consists of two further bedrooms.Bedroom two is a great size and has plenty of options for a bed with further bedroom furniture. With two dormer windows bringing in the light and a recess area that houses three additional storage cupboards.""Bedroom Four is again, a very spacious room with duel aspect dormer windows and a storage cupboard. Externally the Rear Garden is designed for ease of maintenance and maximum enjoyment. The garden is laid out with a paved patio and gated pedestrian access to the side. There is a very good sized lawned area and a personal door that accesses the Garage. The garden also enjoys a good degree of privacy.To the side of the home is a driveway that gives access to the Garage. The Double Garage (19 x 168) has an up and over door and is fitted with power and light. Furthermore, upon build the owners had additional light and electric sockets installed. The driveway has recently installed ELECTRIC VEHICLE CHARGE POINT.To fully appreciate the location and position of this home a viewing is very much advised.The homeowners inform us:Council Tax Band: FThe boiler was last serviced on: December 2023.""Please note that the sellers are known to the agent and we make this declaration in accordance with the Estate Agency Act.If you have any queries or wish to view, wed LOVE to hear from you."

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 493575

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 14875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 47325
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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