4 bedroom detached for sale

£450,000 Offers over

4

Bedrooms

2

Bathrooms

Floorplan

NO CHAIN - Perfect for families looking to upsize.
Built in 2021 by Redrow Homes, this property is still only 4 years old so is still covered under NHBC warranty.

Looking for a spacious family home, which is ready to move into? Then this could be the perfect home for you. This beautifully presented family home has been upgraded by the current owners to a high specification, enhancing this traditional home with contemporary features giving any buyer the opportunity to move straight in without the hassle of doing any work.

Concentric Sales is excited to present this modern and immaculate throughout four-bedroom detached home, located in the highly desirable Bankhouse Drive Development in Maghull. Nestled in a peaceful cul-de-sac, with access only required by residents & potential visitors, this home offers a secure and private environment, making it a safe and quiet street for young children to play outside. Prime location, walking distance from multiple bars, restaurants, pubs and cafes. Benefits from excellent transport links for easy to the city centre.

Upon entering the property, you are welcomed by a spacious hallway that leads to the reception room, a convenient downstairs W/C, and a generously-sized kitchen. The kitchen is a true highlight, featuring a central island with integrated wine cooler, granite worktops with LED downlights, fully equipped with integrated appliances, and patio doors that open out into the rear garden. With plenty of room for a large dining table and easy access to the garden, this kitchen is ideal for hosting and entertaining guests.

As you make your way upstairs, youll discover four spacious double bedrooms, including one with an en-suite shower room, two with fully fitted sliding mirrored wardrobes, along with a well-appointed family bathroom.

Additional features include:
- Media wall in reception room with Bluetooth fire
- Spotlights throughout property including kitchen, bathroom, en-suite shower room and downstairs W/C.
- An electric detached garage and double driveway for convenient parking
- An EV car charger, perfect for electric vehicle owners or those considering the switch.
- Front and rear gardens, offering outdoor space for relaxation or play. Rear garden also includes digital light installation.
- Automatic external down lights on the exterior of the property including the garage.
- Two bathrooms plus an extra W/C.
- Four excellent primary schools nearby, providing plenty of options for your children.
- A playground just a 5-minute walk away, ideal for family fun.

Freehold
Offers over 450,000
EPC Rating B
Council Tax Band E

Viewing is strongly encouraged to appreciate the quality of this fantastic home and its location! Contact us today to schedule your viewing. 'This property is available without an ongoing chain'


Reception 1
A beautifully designed reception room featuring a large bay window that fills the space with natural light. The room boasts soft grey plush carpets and a sleek modern media wall with a Bluetooth-enabled fireplace.
Kitchen
Spacious open-plan kitchen and dining area, featuring a stunning grey gloss kitchen with a central island. Patio doors open into the beautifully maintained garden. The space is adorned with neutral decor and white tiles throughout, with integrated appliances included.
Toilet W/C
Convenient downstairs W/C featuring a wash basin, fully tiled throughout with modern accents.
Hall
A bright and spacious hallway with neutral decor and fully tiled flooring that seamlessly flows into the kitchen/dining room. The hallway provides access to the downstairs W/C, reception room, and kitchen/dining room, with stairs leading up to the first floor.
Bedroom 1
A spacious main bedroom featuring another bay window that fills the room with natural light. The room is beautifully decorated with modern accents and feature walls, complemented by soft grey plush carpeting. It also includes large fitted wardrobes with sliding mirrored doors.




Bedroom 2
Another generously sized double bedroom, beautifully decorated with pink feature walls, neutral tones, and soft grey plush carpeting. This room also offers large fitted wardrobes with mirrored sliding doors.
Bathroom 2
A spacious en suite bathroom located within the master bedroom, featuring neutral decor and tiles throughout. It includes an enclosed shower, wash basin, and W/C.
Bedroom 3
Another double bedroom with blue painted walls and soft grey plush carpeting, which flows seamlessly throughout the entire first floor for a cohesive look.
Bedroom 4
The fourth bedroom is painted in crisp white throughout, featuring the same soft grey plush carpeting.
Bathroom 1
A modern family bathroom with neutral decor, matching tiles, and vinyl flooring. It features a bath with an overhead shower, wash basin, and W/C.




Landing
A bright and spacious landing that provides access to all four bedrooms and the family bathroom. The area is neutrally decorated throughout and features plush grey carpeting.




Large sized Garden
A well-maintained rear garden featuring both a patio area and a large grassy space, perfect for children to play. As evening falls, outdoor lights illuminate the garden, creating a relaxed and inviting atmosphere for those summer nights.
Garage
A well-sized garage, ideal for extra storage or parking your car for added security. The garage is equipped with electricity and features an electric door for convenience.
Parking
A double paved driveway to the left of the property, offering ample space to park two cars comfortably.
Central Heating

Double Glazing


Every care has been taken with the preparation of these particulars but complete accuracy cannot be guaranteed. If there is any point which is particularly important to you, please obtain professional confirmation. Alternatively, we will be pleased to check the information for you. All measurements quoted are approximate. Any Fixtures, Fittings and Appliances referred to have not been tested and therefore no guarantee can be given that they are in working order. These particulars do not constitute a contract or part of a contract.

Detached Garage and Driveway

Perfect for families

Family bathroom, En Suite plus downstairs W/C

Large open plan kitchen/dining

Beautifully decorated throughout

Four double bedrooms

Built in 2021, only 4 years old.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 373950

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 11250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 36450
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

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Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
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    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

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This is the property value at the end of the investment based on an assumed rate of % house price inflation.

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