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78, Queen Street, Ramsgate, Kent, CT11 9ER, United Kingdom
£750,000
Bedrooms
Bathrooms
Reception
Entrance Via front door into; Porch area Wooden flooring. Wooden door leading to; Hallway Wooden flooring. Radiator. Skirting and coving. Lounge Bay window to front. Double glazed window to front. Two french doors to rear garden. Carpeted. Power points. Skirting. Dado rails. Radiators. Built in storage display unit. Wooden burner stove. Power points. Secondary lounge Bay window to front. Carpeted. Power points. Skirting and coving. Radiators. Fire place. Downstairs toilet Frosted window to rear. Heated chrome towel rail. Low level W/C. Sink with mixer taps. Built in storage unit. Kitchen Matching array of wall and base units with complimentary work surfaces. Integrated oven. Space for fridge/freezer. Stainless steel sink with mixer taps. Extractor hood. Wooden flooring. Doors leading to; Dining room Windows to rear. Integrated dish washer. Integrated washing machine. Drop down pendant lighting. Power points. Door with access to rear garden. Radiator. Kitchen Windows to rear. Matching array of wall and base units with complimentary with work surfaces. Integrated oven. Integrated washing machine. Stainless steel sink with mixer taps. Power points. Tiled splash backs. Shower room Low level W/C. Walk in shower. Sliding door for access. Heated chrome towel rail. Tiled splash backs. Lounge Doors with access to rear garden. Wall panelling. Power points. Radiator. Skirting. Sky light window. Electric fire place. Wooden flooring. Bedroom Windows to rear. Sliding door. Wooden flooring. Power points. Skirting. Built in wardrobes. Radiator. Basement area Stairs down to basement. Ideal for use of storage capacity. Stairs to first floor Window to rear. Carpeted stairs leading to; Landing Radiator. Power points. Bedroom Double glazed windows to rear. Fireplace, Picture rails. Built in wardrobes. Wooden flooring. Skirting. Power points. Bedroom Double glazed windows to front. Picture rails. Skirting. Power points. Wooden flooring. Radiator. Bedroom Double glazed windows to front. Picture rails. Skirting. Power points. Wooden flooring. Carpeted. Radiator. En-suite shower room Frosted window to front. Low level W/C. Walk in shower. Tiled flooring and walls. Family bathroom Frosted window to rear. Low level W/C. Tiled flooring and walls. Bath with shower attachments. Sink with mixer taps. En-suite shower room Frosted windows to rear. Low level W/C. Sink with mixer taps. Walk in shower. Tiled walls and flooring. LED mirror. Bedroom Double glazed windows to front and side. Carpeted. Built in chest of drawers and wardrobe. Power points. Radiator. Skirting. Front garden Part laid to lawn. Path leading to the front of the property. Rear garden Laid to lawn with path area. Part gravelled. Fruit and vegetable allotment. Double garage Ideal for use of storage capacity or for a car.
New Home: Non New Home
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
78, Queen Street, Ramsgate, Kent, CT11 9ER, United Kingdom
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