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78, Queen Street, Ramsgate, Kent, CT11 9ER, United Kingdom
£850,000
Bedrooms
Bathrooms
Reception
Entrance Private wooden front door into: Porch Tiled flooring .Secondary door into Foyer Wooden flooring. Power points. Picture rail. Decorative cornicing. Ceiling rose. Granite fireplace. Storage cupboards. Skirting boards. Sash windows to rear. Stairs to first floor landing. Stairs to lower ground floor. Doors to: Lounge Wooden flooring. Picture rail. Classic cast-iron radiator. Decorative cornicing. Skirting board. Fireplace with stone surround. Power points. TV point. Ceiling rose. Sash window to front. Working log burner. Dining room Skirting board. Carpeted throughout. Picture rail. Decorative cornicing. Sash windows to rear. Radiator. Power points. Stairs to lower ground floor Split level stairs with door to: Downstairs w/c Low-level W/C. Wash basin with hot and cold taps. Kitchen Tile floor. Matching array of wall and base units with complimentary work surfaces. AEG double oven. Plumbing and space for washing machine, tumble drier and dishwasher. Butler style sink. Sash windows to rear. Classic cast-iron radiator. Tiled walls. Spotlights. Steps up to: Breakfast room Tiled floor. Power points. Dimmable light switch. Skirting board. Coving. Spotlights. Living room Carpeted throughout. Sash windows to rear. Power points. Radiator. Cinema room Carpeted throughout. Skirting boards. Power points. Cupboard housing fuse box. Storage cupboard with stairs leading to porch. Radiator. Stairs to first floor Split level stairs with door to: Storage cupboard Carpeted throughout. Frosted windows to side. Skirting boards. First floor landing Picture rail. Skirting board. Decorative cornicing. Ceiling rose. Doors to: Primary bedroom Carpeted throughout. Skirting boards. Sash windows to front with wooden shutters. Radiator. Picture rail. Power points. Door to: En-suite Tiled flooring. Tiled walls. Chrome heated towel rail. W/C. Walk-in shower unit with glass screen and rainfall shower head. Bedroom two Sash windows to rear with wooden shutters. Carpeted throughout. Skirting boards. Power points. Cupboard housing combi boiler. Built-in wardrobes. Radiator. Bedroom three/walk-in wardrobe Carpeted throughout. Skirting boards. Power points. Picture rail. Built-in wardrobes. Sash windows to from with wooden shutters. Family bathroom Tiled flooring. Tiled walls. Wash basin with mixer tap. Bath with shower attachment and wall-mounted taps. Sash windows to rear with shutters. Walk-in corner shower unit with wall mounted rainfall shower head. W/C. Stairs to second floor Second-floor landing Skirting boards. Eaves storage cupboards. Access to loft. Bedroom four Skirting boards. Power points. Sash windows to side with wooden shutters. Radiator. Bedroom five Carpeted throughout. Radiator. Skirting boards. Power points. Sash windows to the side with wooden shutters. Rear garden Rear court-yard garden with gated side access to front. Parking Carport for multiple vehicles. Agents notes The vendor has advised that the boiler was fitted in November 2019 and has been serviced every year with certificates to prove.
New Home: Non New Home
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
78, Queen Street, Ramsgate, Kent, CT11 9ER, United Kingdom
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